Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,338

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lisa Mann

Healthy Paws is the BEST

Purchasing Healthy Paws Insurance for my Cavalier King Charles Spaniel has been an excellent decision and investment in my dog's health and my peace of mind. I highly recommend any pet owner to purchase insurance at their first opportunity. I did not purchase insurance when my dog was an infant. It was not until my dog was 2 1/2 that I had a problem and that problem cost me about $1,500 out of pocket. I searched for a provider and selected Healthy Paws purchasing the maximum coverage at 90%. It has MORE than paid for itself in the past 2+ years. My dog was diagnosed with anal sac disease to which on 2 different occasions he developed an abscess on his anal glands. One of the two abscesses burst but both landed him in the ER. Healthy paws covered ALL of the expenses at 90% after the deductible with the exception of the excluded fees, like the pet exam fee. It was suggested that the anal glands be surgically removed and the quote to do so was between $2,300 - $3,200. I scheduled surgery for 7/27/17 and the total invoice for was $2,785.30. On 8/7/17 I received $2,510.11 from Healthy Paws! Really and truly a lifesaver and an expense I would not have been able to afford otherwise. Healthy Paws customer service is excellent, the claim process is simple, and I have NEVER had a negative experience or problem. They are the real deal.
5

out of 5

POSTED: | BY: Stacey B.

They Care!

I purchased health insurance for my dog never thinking I would actually need it. As it turned out, I did, and I am so glad I chose Healthy Paws. My dog tore her biceps tendon which required surgery. I would have gotten the surgery even if she wasn't covered but having the health insurance has relieved a huge burden. They even cover physical therapy, which I never would have been able to afford if I didn't have pet insurance. I'm not sure other pet insurance companies do that. I am so very grateful that I can concentrate on her well being and getting her back to good health without having to worry about expense. They actually called to see how she was doing. They really care about the well being of our animals and I will be a life long customer.
5

out of 5

POSTED: | BY: Rick

Thnak you for being there for our puppy

Thank you so much for your help and concern during a frightening time. Our puppy is getting better everyday.Thank you
5

out of 5

POSTED: | BY: Rick Gordon

Thank You Healthy Paws!

We have had Healthy Paws for 4 years and only had to use it once (great experience then too) before our Yorkie needed recent surgery. I called up before the surgery to check if I needed to do anything or for pre approval. They were amazing and reassuring during this stressful time and let me know all we needed to do was get our baby taken care of and provide them the invoices. They followed up to see how she was doing. I sent in the invoices and the claim was processed and paid within 2 weeks and then checked in to see how she was doing. Healthy Paws was there before, during and after. Thank You Healthy Paws for all you do!
5

out of 5

POSTED: | BY: Aida Maher

SO glad we went with Healthy Paws!

I had researched several pet insurance companies before going with Healthy Paws when we adopted two kittens 6 years ago. Their rates were the most reasonable for the coverage we were looking for and reviews were fantastic. We now have 4 cats and I added coverage for the two new cats. Last week, one of my cats decided to eat several nerf darts and one got lodged in his small intestines. The claim process was painless and super easy. I got the invoice from the vet, took a picture, and submitted it online via their website. Exactly 9 days later, I got the email that it was processed and approved. I also received a call from a very nice rep asking about how my cat is doing. She was very personable and the call felt very genuine. Just a very pleasant process and I'm so pleased it went without any pain and coverage was exactly what I expected. Thanks Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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