Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Emma

Completely Worth It!

I got health insurance for my Newfoundland dog at 4 months old and at 12 months old she tore her cruciate ligament which ended up being 5k+ in vet bills. I seriously do not know what I would have done without Healthy Paws! I recommend them to anyone who could use a little help with unexpected vet bills!
5

out of 5

POSTED: | BY: Elaine Paterson

Fanrastic

I have a 7 year-old playful pitbull called Sammy. A few weeks back she tore her back ACL and became totally lame. I took her to our local vet who, after taking X-rays and performing the "drawer test" on her referred us to a surgery center. I knew the cost was not going to be cheap but I also felt very reassured knowing My Healthy Paws insurance would cover 80%. Healthy Paws allowed me to focus on Sammy and not the financial burden it would have caused otherwise. I am so thankful to everyone at Healthy Paws and would (and have) referred friends. Healthy Paws is so easy when submitting claims. All you do is download their app, take a pic of your receipt, and submit. Quite simple! I highly recommend Healthy Paws to any pet owner out there. Plus, Healthy Paws also works hard on getting homeless animals adopted. 🐶🐶🐶
5

out of 5

POSTED: | BY: Candy Chen

I was shocked to learn how much it will …

I was shocked to learn how much it will take to diagnose Ponyo when she experienced seizures, but was also fortunate that I enrolled Ponyo with Healthy Paws earlier this year. When I called Healthy Paws, the representative comforted met and informed me that MRI, Cat Scan, Blood Test, and many other tests required to diagnose the causes of the seizures would be covered. No hard decision needed to be made, but a straightforward “yes” to the vet. The claim procedures were also simple and prompt. I will recommend Healthy Paws to anyone who has a furry family.
1

out of 5

POSTED: | BY: mia

Stay away if you have rescue

******DO NOT go to them if you have rescue animals!!!!******** Originally I got an email from them upon claim submission that they need all medical record AFTER, let me repeat, AFTER my dog joined our family. I even called and made sure I have nothing else missing. My dog is a rescue we adopted him 6 months ago. The first occasion to a vet was a month ago with the symptom on the claim. Now they sent me this on email: "A pet....ON THE DATE OF ENROLLMENT must have undergone a COMPLETE clinical examination. " If I can't provide this, "any signs and symptoms noted (in claims submitted) would NOT be eligible for coverage." because they will consider those as pre-existing condition. Luckily, I can provide since the dog was an owner surrender. and I know which vet they used. But most dogs at rescue or shelters don't have any medical records. **********DO NOT use this insurance for rescue animals!!!!!!!!*********
5

out of 5

POSTED: | BY: Beth W

Best Insurance Possible, Highly Reccomend!!!

I've had Healthy Paws insurance for my 3.5 year old Boston terrier, Gizmo, since she was 8 weeks old and it's been such an amazing game changer for us. Very unfortunately we've had some bad luck with freak accidents and genetic issues leading to a broken tibia, knee surgery, outrageous allergies, and most recently a cataract. Healthy Paws has been there through absolutely all of it processing our 35+ claims in just a few days, sometimes even just a few hours! Healthy Paws has made it possible for me to get the very best care for Gizmo while saving $12,000!!! Words don't express how great this company is and the benefits of getting a policy as soon as you bring home your new baby. My monthly premiums have never gone up because of the claims, only a few dollars each year based on normal inflation.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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