Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelly LaPointe

Healthy Paws provides peace of mind!

I had to rush my dog to an emergency clinic for surgery due to an obstruction. This was the third claim as a relatively new Healthy Paws client. Filing the claims has been so incredible easy with the app that they provide. The fact that that reimbursement has been rapid and without hassle provided some peace in an otherwise stressful situation. When I called to check on the final claim, coincidentally, it turned out that the representative, Tyson, had the very SAME situation with his dog on exactly the same day! He was patient, understanding and kind. We had a pertinent discussion about our dogs' issues. It was like talking to a dog owner friend! I've already recommended Healthy Paws to several people. I feel SO thankful that we went with this company.
5

out of 5

POSTED: | BY: Anna

Fast and easy claim process

Our lab tore his ACL and had to have surgery a few weeks ago. We were so thankful we had signed him up for pet insurance with Healthy Paws. Filing a claim online was very easy, and it was processed quickly. It's nice to have peace of mind knowing that we could afford to provide our dog the care he needed.
5

out of 5

POSTED: | BY: L Sims

Highly recommended

Healthy Paws are more efficient, hospitable and efficient than my own health insurers! They respond to your emails, they keep you updated along every step of a claim, they follow up after a procedure to see how things are going, they provide clear breakdowns and their app is really useful! I would certainly recommend!
5

out of 5

POSTED: | BY: Jen W

If only human healthcare was this good!

If only human healthcare was this good! Our 4-year old pug was diagnosed with hip dysplasia which came as a complete shock. He is an extremely healthy little guy who according to our primary vet is one of the most in shape pugs she has ever seen. Given several options on how to treat we chose to have hip replacement surgery, a more aggressive route, but one that offered him the best chance to enjoy the rest of his life. We went to one of the best hip replacement surgeons in the country in Texas (we live in Arizona). Cuper just had his surgery last week (which was very successful) and when we got home we filed our claim with Healthy Paws - the claim was approved THREE HOURS after we submitted! Talk about having made all the right decisions for our furry family member! The best surgeon and the BEST PET INSURANCE on the market! Not only does this give us peace of mind for today but gives us added peace knowing Cuper will always get the best healthcare! Healthy Paws is fair, coverage is easy to understand, claims are processed fast and they even followed up with an email to see how our little guy was doing after. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: James A

Best Pet Insurance!

I compared the rates of different pet insurance companies through Consumer Reports and Healthy Paws came out on top by quite a bit. Their staff is incredibly friendly and accessible, and they processed my claims very fast. When one of my dogs passed away, they sent a hand-written card expressing their condolences. This is a fantastic company, and I highly recommend them for pet insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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