Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Melenie Hernandez

An insurance provider that gives you peace of mind

Quick response to claimsGreat coverage Low deductible Personal care and concern Affordable
5

out of 5

POSTED: | BY: Patricia Barney

Excellent Customer Service

Our one year old chocolate lab Bruno was diagnosed with knee dysplasia and needed arthroscopic surgery. Fortunately ,I purchased Healthy Paws pet insurance when he was a puppy. The surgery was very expensive and Healthy Paws reimbursed a large portion of the diagnostic tests, surgery and medications. It was easy to submit bills and we had a reimbursement check from Healthy Paws within a week. I would highly recommend Healthy Paws. Bruno is now on the road to recovery.
5

out of 5

POSTED: | BY: Ross D

I wish Healthy Paws also sold "Human" Insurance!

I've been using Healthy Paws for my dog's Insurance for the last 2 years and they are AMAZING to work with. They are incredibly responsive, accessible, and friendly. Their claim submission, communication, updates, and processing workflow is stellar. If I could find a 'human' Insurance company like Healthy Paws, I'd switch over instantly. That's no joke! Compared to the last Pet Insurance company we had used for another pet, HP is a total 180 degrees different. I no longer dread submitting claims, fearing that they're being sent into a black hole. HP's online submission process is incredibly efficient and they even process claims on the weekends! I'm obviously a huge fan and thrilled to have found a company that understands customer service.
5

out of 5

POSTED: | BY: sarah marver

AMAZING

I decided to get insurance for my 1.5 yr old buddy Shiloh after witnessing a few fights at the dog park. As luck would have it, about a month after I got the insurance Shiloh got VERY sick. It was a whole month affair, because it took many specialists and exams to figure out what was wrong. Turns out he had something like a stick fragment lodged in his cheek. After lots of blood tests and medicine and tests, he ended up having surgery, and I ended up with a $4,000 bill for everything they did in 2 days at the hospital. Healthy Paws gave me $3800 back, covering everything but the consultations themselves. They even emailed me a week later to check in on Shiloh! I officially swear by Healthy Paws
5

out of 5

POSTED: | BY: Karen

Fantastic!

We couldn't be more grateful for the support and quick response from the Healthy Paws team. Every single claim or incident is resolved easily and with no issues. My vet has even been impressed based on the headaches she has with other insurance providers!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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