Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I have been a customer of Healthy Paws since February of 2014. I knew that it would be a wise decision to purchase pet insurance when we adopted our French Bulldog, because they are prone to certain health issues. I did a fair amount of research and found that Healthy Paws was not necessarily the name that came up the most, but it definitely had the best and most consistent reviews. So, we decided to give them a try. Our dog, who is now 3.5 years old, suffers from bad environmental allergies, which require a monthly prescription and, until recently, a monthly shot. He's gone through allergy testing, trying different medications in different doses, creams, shampoos, sprays and medicated pads and not once has Healthy Paws denied a claim. In fact, they have covered about 40 claims for us in just 3 years, with absolutely no hassles. None. Recently, he had to undergo surgery for a torn "ACL" and a minor luxating patella fix, kaching! I called HP prior to scheduling anything and they were very helpful and confirmed that it would be covered. And it was! My current chosen plan is 70% reimbursement, so we were ecstatic to know we'd be getting a large portion of it back. Even better...I received a personal (non-canned, non-generic) email from HP about a week after the surgery to check in on how he was recovering. Not only was getting pet insurance one of the best decisions we made, but I am so thankful we went with Healthy Paws. I gave them a 5 star rating because they are quick to process claims, quick to send out reimbursement checks (I think 2 weeks was the longest I've ever waited), maintain excellent customer service, had a variety of plans to choose from and they are comparatively affordable. At this time, I truthfully have no "cons" for HP and I highly recommend them.
5
out of 5
POSTED:
| BY: Mary
Happy Customer
I am writing to say how grateful we are for Healthy Paws. My husband and I adopted our male cat, Davin when he was estimated to be about 9 years old. He was supposedly in good health except for a lot of missing teeth. We usually adopt older cats and they come with lots of health issues. I had never considered getting pet insurance before because of all the pre-existing conditions older cats have. Davin was different in that he had been given a clean bill of health before we adopted him.
Fast forward 3 years. I could tell it was time to have Davin’s teeth looked at and took him to a veterinary dentist for a consultation. The dentist explained to us that Davin would need his 3 remaining canines taken out as they were swelling up under the gums and could be infected. Two had the tips broken off and at any rate, he said they were painful. Davin’s surgery went very well and he is now a toothless 11 year old man. The two broken canines were a source of possible infection so I sent Healthy Paws the necessary papers from the dentist to Healthy Paws. To our great delight, Healthy Paws sent us a check that will go a long way to paying Davin’s vet bills. I’m very grateful for this because our 15 year old female cat is the next cat to go for dental surgery. She is not insured so we must absorb the full cost of her surgery.
Also, the veterinary dentist we are lucky enough to take our cats to has a remarkable talent for picking up heart anomalies in pets that other vets miss. This was how we discovered our female cat, Beauty, had a heart condition and this is how we learned Davin has borderline severe restrictive cardiomyopthy. Before Davin could undergo dental surgery, he needed to be examined by a veterinarian cardiologist and his echo-cardiogram showed heart disease. Davin will now need to be on three different medications for the rest of his life.
Giving pets great medical care is not an inexpensive endeavor so I am very grateful that Healthy Paws is committed to helping us give Davin the best medical care we can. It has paid off for him and I wish I had it for our Beauty. Davin recovered remarkably well from his dental surgery and now that his offending teeth are out he is eating much better. As an added side benefit, the chronic eye goop Davin had from the day we adopted him has cleared up! We are also hoping that with those offending teeth taken out and the infection they harbored in his body cleared up, his heart will also benefi
5
out of 5
POSTED:
| BY: Jared
Healthy Paws Insurance - THE BEST
I love this company! I researched many pet insurance companies and by far Healthy Paws Pet Insurance provides the best pet insurance ANYWHERE. The cost, coverage, and ease of making a claim (via a picture on their APP) is far superior to other companies. My first claim was seamless and recently I needed to make a second claim for my 18 month old French Bulldog. Again, the process was seamless and there were no gimmicks to deny either claim. My deductible was only $100.00 and Healthy Paws covered 90% on both claims. I have referred multiple family members and friends and EVERYONE who is now insured by Healthy Paws loves this company. I very rarely write reviews but have been so impressed with Healthy Paws that I needed to give credit where credit is deserved.
5
out of 5
POSTED:
| BY: Katie
This pet insurance saved my dogs life
Such a great and thoughtful insurance company! They helped cover so much of my dogs medical bills that I was able to get her the best care. They even emailed me to follow up on how she was able to recover. I am so grateful and will recommend them to anyone who is financially conscious.
5
out of 5
POSTED:
| BY: Janet
Peace of mind and great customer service
I've been a customer of Healthy Paws for 3 years and when our border collie needed emergency surgery, they made the process easy from start to finish. We also received our reimbursement very quickly. They even sent an email as a follow up to make sure our pup was doing well after the surgery. It is this great customer service, quality of product and kindness that makes me recommend this company very highly.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.