Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,335

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Brandi L

Amazing!!!!

My boyfriend and I decided to look into getting our new puppy Paisley Pet Insurance, after having medical issues with our last dog. We began doing a lot of research and decided to go with Healthy Paws. They have different plans to choose from, and if you have any questions they are super easy to get a hold of a live person, to help! Well we made the right decision, at just under 2 years old Miss Paisley needed TPLO surgery. She is doing great and Thanks to Healthy Paws who made the claim process quick and easy, gave us plenty of time to be with our snuggle monster! What impressed me the most was the follow up emails to check in and make sure she was doing well! I recommend Healthy Paw to anyone looking for that little extra security for those furry family members!!!!
5

out of 5

POSTED: | BY: Richard Baldrick

The best decision we ever made regarding Pet Insurance !

It is a no brainer, we have filed 10 claims on our pet, Dewey and not one has been turned down or questioned. The staff is excellent and seem to care about your pet. After Dewey's last surgery, we were reimbursed before his stitches were even removed. Now that is what I call service. We have enrolled Dewey since we adopted from the local pound at 3 months old. Our last dog vet bills were outrageous because he was diagnosed with Cushings Disease at the age of 7 and had to have medications for the rest of his life at a cost of $120.00 a month. (Boo-boo lived to be 18 years and 9 months, never expected that.) Every pet from now on will be insured with Healthy Paws, it's a decision we have never regretted. Don't delay and check them out, you won't regret it.
5

out of 5

POSTED: | BY: Maria Buitrago

Great insurance company for my betas and wonderful customer service

I have been a customer of Healthy Paws for a long time now. Recently one of my three dogs had surgery. My experience with Healthypaws was great. I received my check quickly. High recommend it.
5

out of 5

POSTED: | BY: Alexis O.

Healthy Paws rocks!

We have had healthy paws insurance for our dog since we first adopted him 7 years ago. Our poor little guy has had several major health issues in the past couple years and healthy paws has been awesome in terms of their coverage, their customer service, and the ease of filing claims. We are especially grateful that there are no lifetime caps on coverage of chronic conditions. Healthy paws has saved us thousands of dollars, and, more importantly, we are able to give our dog the care he needs without having to weigh the expense of care against his quality of life. Really thrilled with this company.
5

out of 5

POSTED: | BY: Jennifer Williams

Very satisfied

I was skeptical at first because this was our first time getting pet insurance. We chose healthy paws due to other user reviews and i'm glad we did. Our pup maddy got a rare cancer at about 1.5 years old. Everything was covered as stated other than the dr fees ( which can be pricey at an emergency/specialty clinic). The claims process is very simple. Just download the app, and upload a picture of the bill. Very simple, and once it's completed you can check on the app and it lays everything out for you. Unfortunately maddy didn't make it long...when we uploaded her final bill within days they cancelled the policy and refunded the overpayment to my account. I even received a sympathy card in the mail from them which i thought was very nice. I am still waiting on my refund checks, but i called and they were able to tell me when they were mailed and i should have them very soon. I will definitely choose this company for our next beloved pet! Anytime i called they were very kind and helpful!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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