Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,033

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steve Moramarco

Great Coverage, Customer Service

Healthy Paws has been an excellent value. Other pet insurance plans seem to have endless exceptions and lifetime maximums. I have been able to get my dog TPLO surgery, which would have been prohibitively expensive without it. The premium is reasonable and the turnaround on claims is very fast. Like any other pet insurance, pre-existing conditions are not covered and they do not cover the initial visit/consultation. Other than that, they really provide the best coverage and customer service I've experienced so far as a pet owner.
5

out of 5

POSTED: | BY: Natalie Courtney

I love Healthy Paws pet insurance!

Healthy Paws pet insurance is amazing! Our boy kitty Jiva broke his tail and had it amputated. After it his tail healed he ate something that obstructed his bowels and had to have surgery. He stayed in the hospital for two nights. Healthy Paws covered the bulk of our bills after we met our deductible. We have the reimbursement of 80%. Without Healthy paws our bills would have been close to $5,000. They also have unlimited benefits! A few days later, I received an email from Tim at Healthy Paws asking how Jiva was doing. What an amazing, thoughtful and caring company. If you have pets I would highly recommend insurance from Healthy Paws. We are lucky our handsome boy kitty is doing okay. Natalie C.
5

out of 5

POSTED: | BY: Stephanie Bender

Could not be more thankful...

I rave about Healthy Paws to my friends. I have two pets insured with them, and have had some pretty hefty bills for one of them. I will never regret insuring the other - even if I don't have to access it. I am so grateful for the true coverage, customer service, and prompt reimbursements. I had a large bill on Monday, the vet submitted the claim, and by Thursday, a reimbursement check was on its way. At a time when our leaders are putting the health insurance of millions of Americans on the line, I'm not sure they are making America great, but in regard to ensuring that our furry loved ones are cared for, Healthy Paws is!!
5

out of 5

POSTED: | BY: Sepehr Assadi

Excellent and Efficient!

Shasta, our sweet rescued Alaskan Husky, has gone through a lot of health-related problems in the past year that she has been with us: Heart worm, Ehrlichia, a fatty tumor, and a very weak stomach at the beginning. Given the frequency of her first trips to the vet, we knew we need some help in taking care of the bills in the future, did our research on pet insurance, and found the best: Healthy Paws! We could not have made a better choice. Healthy Paws covers a broad set of pet health expenses and has been supporting us throughout all Shasta's treatments. We just upload photos of the receipts in the Healthy Paws app, and they start processing in a couple of days. So, now we can focus all of our attention on Shasta's health knowing that we are not financially alone. Recently, she needed to go under an unexpected abdominal surgery. She got the best medical care she could, and we received a check for about $3k covering %90 of the expenses in a couple of days. I don't think there is anything more a pet parent could ask for. We have been extremely satisfied with their support and strongly recommend them to all pet owners!
5

out of 5

POSTED: | BY: Jill

So thankful for Healthy Paws

We are so happy with our decision not only to get pet insurance for our dog, but specifically to go through Healthy Paws. The app is so easy to use to submit a claim and we usually have our reimbursment check within a couple weeks. Our dog recently had to have surgery that cost over $4,000. We got the majority of that back from Healthy Paws in less than 2 weeks. Our dog is back home, happy & healthy. And HP even sent us an email to check on him.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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