Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Greg King

Very prompt reimbursement

Our 3-1/2 year old Labradoodle had two cruciate ligament operations this year. One surgery for each hind leg. Healthy Paws reimbursed 80% less the $250 deductible within ten days of submittal (both operations cost in excess of $6000.00). HP even followed up to see how Abby was doing. This is better insurance for a reasonable premium than my wife and I have. Thank you Healthy Paws. I'll be a customer as long as I have pets.
5

out of 5

POSTED: | BY: Laura Rhodes

Life Saving

Without Healthy Paws Pet insurance my puppy would have died. He ate a wooded skewer with chicken on it whole. After 3 emergency vet visits (happened after hours) they could not find it on an x-ray or sonogram. Finally my Vet did exploratory surgery and the skewer was removed just in time before really serious damage was done. It started to go through his stomach. All of this added up to $2,400 Healthy Paws paid the 80% minus my deductible of $200.00 and the $99.00 initial exam. Only out of pocket about $900.00 I have tried another insurance before that wouldn't pay for anything. Healthy Paws paid my claims no questions asked. Make sure you have your pet's medical records electronically and keep all of your receipts. FYI no Pet insurances pay for preventative or parasites. Healthy Paws also follows up to make sure your pet is OK they genuinely care. The check came within a week too. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: alex mancini

Very happy

Healthy Paws takes the worry out of caring for your pet.without it i would have to decide if i could afford the medical bills or have to put my pet down. HealthyPaws pays exactly how they claim they will. They handle claims quickly and the claims are easy to send in.They have been a huge help to my pets and my wallet.
4

out of 5

POSTED: | BY: Rachel Palkovics

Healthy Paws to the rescue!

My dog Mojo scared his mommy quite a bit when he tore his CCL at 3 years old :( He had to to have a very expensive surgery @$4500! We luckily chose the $250 yearly deductible and 90% reimbursement policy with Healthy Paws Insurance. So, we didn't have to worry about making the choice to get him the best care. Healthy Paws processed his claim quickly (within 2 weeks normally) & got us a check back. Thank goodness we had insurance. I am not sure what we would have done without it. Afterwards, they even sent me an email to ask how he was doing after surgery. We appreciate them caring and checking in on him. He is young and strong and recovering like a champ! I am sure in a few weeks he will be almost good as new & back to running and playing like a young crazy pup. I would recommend Healthy Paws to everyone who asks me!
5

out of 5

POSTED: | BY: Emily Crowther

Healthy Paws is the way to go!

Healthy Paws has been great and we would highly recommend it to any pet parent. They've been quick at processing claims so we can feel good about getting our babies the care they need, Healthy Paws has been great and we would highly recommend it to any pet parent. The app is so simple to use, it makes things so easy. Insurance is so important for our pets and Healthy Paws is a great choice!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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