Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,334

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ken Askew

Healthy Paws Insurance Delivered!

Earl, our English Style Labrador Retrievor ruptured his CTL Ligament (similar to ACL in humans) in the knee of his left leg. Our vet referred Earl to a specialist who confirmed he had a ruptured CTL Ligament and recommended TPLO Surgery. Without the surgery Earl would have been faced with taking pain medicine for the rest of his life plus probability of early arthritis. Pets, for many of us, are family members and we feel a deep sense of obligation to provide them with the best possible health care. My approach to pet insurance was to hope I never needed to use it but felt a need to have it in case Earl experienced an injury or other health issue. Specialist care is very expensive and I am so thankful to Healthy Paws Insurance for quickly reimbursing me for 80% of Earl's Surgical Expenses. Healthy Paws reviewed my claim and quickly sent a check. I am very happy with the communications and must provide Healthy Paws with a very top rating.
5

out of 5

POSTED: | BY: Yi-Cheng Wu

Healthy Paws Got Your Back

My cat Uni fell off 7 stories from my apartment window on 9/13/2017. Fortunately, Uni was conscious when we found him. He suffered from multiple bone fractures but luckily there's no major internal injury (he had blood in his urine for the first couple of day though). After staying in the hospital with lots of examinations and surgery, Uni came home after 6 days hospitalization. The medical bill became a tremendous pressure to me, Uni would never had the best treatments if there's no Healthy Paws pet insurance supports. I am SO glad that I chose Healthy Paws as my pet insurance -- they show cares about Uni and they reimbursed the bill within 2 weeks. I highly recommend Healthy Paws as you first choice of your pet insurance.
5

out of 5

POSTED: | BY: Steve Carlson

This company rocks!

This is a great company. They have paid out over $9000 for two major surgeries. Our lab likes swallowing things whole! Like advertised they paid everything that was in agreement. If your a pet owner you must get insurance. Our baby would not be here after the first surgery without it. It's well worth the cost. This last claim taking a little longer to process as they are behind due to a large number of claims. Just waiting on check.
5

out of 5

POSTED: | BY: Kelly

Great insurance!

Healthy Paws made it possible for me to get the care and surgery my boy needed without worrying about going into major debt. Yes, you have to pay upfront, but the reimbursement made it possible to put his surgery on my credit cards and then be able to pay them off,,,for the most part! Highly recommend this company for your pet insurance needs.
5

out of 5

POSTED: | BY: Mark J

Efficient, quick, caring and they do what they promise

My Frenchie Piper was suffering from ear infections since we got her as a rescue. Now after 3 years the specialist found out she had a mass ( tumor) As a result she needed a CT scan and a surgery. The result was a $3600 bill. I talked to Healthy Paws and they were AMAZING. Within a week I had a check for the 80% Healthy Paws pays. And keep in mind, they already paid a lot for all the treatments over the last 3 years. Thank you Healthy Paws đź’‹

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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