Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,119

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia Ionescu

Happy with Healthy Paws

I ve had Healthy Paws for almost two years now. Happy with the service. Although they are not covering the cost of the visit itself, its still a good coverage for major medical expenses. Claim submission process is easy, processing time is reasonable.
5

out of 5

POSTED: | BY: arianna

The Best

Without Healthy Paws, we would not be able to give the best care that our problematic frenchie needs. His problems range from allergies, knee problems, and breathing problems, but thanks to Healthy Paws, we are able to see the best doctors and specialists so that we can continue to have best quality of life we can provide him with. Healthy Paws has processed countless claims for us quickly, both on a consistent monthly basis for our dogs prescription medication, and for large emergency claims like surgery. Lastly, their customer service representatives are always helpful and courteous, and genuinely care about your pet. I don't know how we could have financially supported this dog with the medical services that he has been provided without Healthy Paws.
5

out of 5

POSTED: | BY: Jack Coman

Pet Insurance?? Are you kidding me?

I was skeptical of pet insurance. When we adopted our dog Abby, she came with a packet on insurance from Healthy Paws for a reasonable monthly charge. After losing our previous pet to cancer, and since i could cancel the policy at any time, I tried it. I have made at least 4 Vet claims for Abby since then. The process worked exactly as advertised. Explanation of Claims are emailed and are clear, concise, and understandable. My last claim was for surgery amounting to $2,895.51. $118 for an exam charge was not covered, but $2,777.51 was. My check arrived 7 days after Abby's surgery! If only Human Insurance was this easy and straightforward! We couldn't be more pleased with Healthy Paws' prompt and courteous service.
5

out of 5

POSTED: | BY: S. Mann

A new leash on life for my little rescue doggie!

My 5-lb little dog was taken from a kill shelter. He developed premature clouding of the lens of his eye & was rapidly losing the bit of vision he had. Surgery was recommended as soon as possible & Healthy Paws came to the rescue! The evaluation (testing, workup and subsequent surgery) were expensive, but Healthy Paws reimbursed 80% of my costs after my deductible was satisfied, & did so in an incredibly short period of time. Interaction with customer service was (& continues to be) professional, courteous & efficient, & I really have the feeling that this company sincerely cares about providing the best possible health care for my pup. Adoption & rescue is always a tough issue, since you take a pup as you get him & you always hope that you can provide the best for them. Healthy Paws has made that possible for me! Thank you
5

out of 5

POSTED: | BY: Mia

Always excellent service

I have been a Healthy Paws customer for 4 years, soon after we got our dog Jefe. Submitting claims to Healthy Paws is a breeze, it's so convenient to submit via the mobile app. And I usually hear back within a couple days. Just recently Jefe had a serious abdominal surgery and it was reassuring to know that all of his medical expenses would be covered. In the end, we only owed a fraction of the total cost thanks to our policy with Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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