Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
From the moment I brought Charles home, I knew I would do anything to keep him healthy and hiking and running and jumping and swimming so I signed Charles up right away. Charley is a very active frenchie, and as many know, these guys are pretty prone to a variety of issues. Luckily he was super healthy when I brought him home, BUT before I knew it, I needed Healthy Paws. I researched several pet insurance companies and found Healthy Paws to be the best out there.
Charley turns 4 in a few days and has has a whole host of crazy things happen to him where I've needed and not needed the insurance. A lot of these incidents involved a vet visit, meds, and follow ups. This little man has had multiple foxtails removed from his ears, he's been stung in the face by bees, sprained his ankle, eaten acne medicine, eaten a pound of brown sugar, swallowed a ham bone, had a growth removed from his jaw, ate a loofa (yea - you read that right), and most recently and most scary - - he's had major back surgery because of the degenerative discs in his back.
Healthy Paws has had my back (and Charley's) through it all. They have helped me to cover tens of thousands of dollars in vet bills, medications, recoveries, and more in his little lifetime. As you have read, Charles is pretty accident prone and I'm SO grateful I have HP by our side. I chose the plan that covers 90% of the eligible line items (just "exams" are not covered) and cannot be happier. The most amazing part of this whole story is the fact that they wrote me an email to check on Charley after his surgery. AN INSURANCE COMPANY CALLED TO CHECK ON THEIR CLIENT. I cried. I literally sat in front of my email and cried. I had been going through so much with this little guy and their compassion and thoughtfulness really beamed through at this moment.
I cannot recommend them enough. Thank you so much to the HP team.
5
out of 5
POSTED:
| BY: Brenda Bernard
Healthy Paws Pet Insurance is the best out there!
About 4 years ago, I set out to find the best pet insurance company there was for our precious Toby! After doing comparisons I decided that Healthy Paws Pet Insurance was the one and I couldn't have made a better decision. Toby has had 2 ruptured discs a year apart from each other and needed back surgery both times. After the second back surgery, Toby was paralyzed on his hind legs for a couple of months. Once Toby began therapy, he started walking again after 1-2 weeks. He continued therapy to strengthen his legs and Healthy Paws covered therapy 100%! Toby recently broke his 2 rear molars and our vet told us to have the remaining base of molars extracted, but he would need to eat soft food the rest of his life. Toby is only 8 1/2 years old and didn't want that to be our only option. We found a doggie dentist who does root canals and crowns and we were able to save his teeth! Who knew this was available for our precious babies!?! He can only eat food/treats as hard as kibble but I will take that! Toby is still a puppy at heart and will continue giving him the best of the best! Healthy Paws has been amazing with all Toby has been through! They even send follow-up emails to see how Toby is doing after his surgeries and asks us to give Toby a hug from them! We have nothing but praise for Healthy Paws Pet Insurance!
5
out of 5
POSTED:
| BY: Kate
Better than human health insurance
I absolutely love Healthy Paws. I heard about the company from someone at the dog park, and ever since, for just under $40 a month my dog has been covered. Especially as a grad student, their help in times when my dog got really sick was invaluable. $1200 vet bills from an upset stomach turned into $112, with the $100 annual deductible and 10% copay. When my dog was hit by a car, I was out of my mind upset but at least I could confidently agree to every life-saving measure, irregardless of cost, because Healthy Paws paid 90% of the bill. Their claims processing is insanely quickly (I always get the reimbursement checks within a week of submitting) and they occasionally follow-up on my dog's health with a kind email too. The peace of mind and the substantial help they've already provided me is well worth the cost of another internet bill each month.
They don't cover exam fees, any specialty food (I.e prescription food after an upset stomach), gland expression (which became a recurring problem after my dog was hit by a car), or more than one foreign object ingestion per year. But looking at other competitors, these were common in all policies, and I'm truly convinced Healthy Paws is the best out there.
5
out of 5
POSTED:
| BY: Joyce R
Excellent Support when we needed it!
My beloved dog was diagnosed initially with a degenerative spinal cord requiring MRI's, consults, and physical therapy. More recently he suffered a complete ACL tear, again needing a MRI, a couple of consults and surgery. He is recovering nicely and Healthy Paws has been very supportive. I send in a claim form with a copy of the bill and they PROMPTLY send the reimbursement. It is wonderful that they turn claims around quickly as the visits I mention are quite expensive.
Their efficiency allows me to tend to my pet's recovery without previous time on the phone straightening claims out. I appreciate the service
5
out of 5
POSTED:
| BY: debi p
I highly recommend Healthy Paws insurance.
We've been with Healthy Paws for 4 years now and they have been fantastic. One of our dogs needed double elbow surgery - no problem. Pneumonia - again no problem. They are very personal and when we've had to make a claim they've responded right away. Their reimbursement checks come fast! I've heard other people complain about their pet insurance companies and I tell them about Healthy Paws; I hope they've changed. I highly recommend Healthy Paws for your pets!
$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $100, $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.