Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brea

Indescribable Peace of Mind

I started looking for insurance for my Boston Terriers after my elderly Pug passed. I was able to provide her with the best care, but it wiped me out financially. I spent thousands in her last few months. When I requested a quote from Healthy Paws, I was concerned that insurance for two senior dogs would be pretty expensive. I was pleasantly surprised! The monthly cost and deductible were very reasonable. Purchasing Healthy Paws insurance was one of the best decisions I ever made. Only a month later, my boy was diagnosed with a brain tumor. I was completely heartbroken. Not knowing whether or not his life saving treatment would be covered, I began his radiation. Over $8,000 later, I received a check in the mail from Healthy Paws to cover 70% of the cost. The peace of mind that came from being able to get him the best care at 30% of the cost is a feeling I will never forget. I am so blessed to have found Healthy Paws, and to still have my little guy with me today, receiving his SECOND course of life saving treatment right now. I knew that getting him his care was not something I needed to dread financially because Healthy Paws would significantly ease the burden. Watching him run and play over the last two years has been priceless and is worth more to me than anything I could imagine. I just cherish him. I am now a life long customer and recommend Healthy Paws to everyone who I know with pets.
5

out of 5

POSTED: | BY: Lori Bertrand

Prompt Claims Processing & Service

I've had this Healthy Paws pet insurance for about l l/2 yrs. My little dog got sick before 4th of July, 2017. She swallowed a rock which caused pancreatitis. She had to be in the hospital for l l/2 days. Her bill was over $2300. I filed the claim on July 4th and received an answer and explanation of benefits within less than l hour. We received the ck on July 8th, for the full amount as per the policy! Such a quick response. Also a get well card in the mail yesterday. Very happy with that process. I believe the insurance coverage is well worth the premiums I'm paying. We previously lost a dog after paying $l0,000 for 2 surgeries. That's why I decided to try pet insurance again.
5

out of 5

POSTED: | BY: Diana Trupiano

Huge Weight Off My Shoulders!

My sweet little Ivy was mauled by two large dogs, leaving her with a split ear and large wound in her side. I called my emergency vet and told them we were on the way. They were great, and offered to submit to insurance for me. Within a couple of days I received an email from Healthy Paws telling me they had received my claim. The thing that surprised me was that the first sentence was basically, "How is Ivy doing? We're so sorry you have to go through this", etc. They emailed again a few days later asking how Ivy's recovery was going! I am so happy I have Healthy Paws as my pet insurance company. They really care about their clients, and With a bill of over $1000, it's a huge relief to know we will get a large portion of this back!
5

out of 5

POSTED: | BY: Agostino Nastasi

So thankfull I got health paws insurance

This is the best pet insurance on the market! They make claim submission, review and payment fast, easy and seamless. I am so grateful that the Humane Society recommended it. This is better than most people's health insurance. If you have a new pet, or even an aging one, please make the call and check it out. You will be so thankful you did!
5

out of 5

POSTED: | BY: Pamela Jimenez

The Best is Healthy Paws

Healthy Paws is amazing. They have been so good to my beagle. My beagle was never ill until she developed bladder stones; they were surgically removed only to have her almost lose her life. Two surgeries later and a lot of doctors visits Stella is getting better. Healthy Paws compensated me for everything as indicated in the policy. When I was in the E.R. at 2:00am and the doctor came out and said she needed emergency surgery- I knew I could say yes and wouldn't let my dog die or need to get an extra credit line to pay for her surgery. Owning a pet is like having a child, it our obligation to take care of it- insurance is paramount for that to happen. Healthy Paws is the best.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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