Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,033

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Peggy G

Quick, efficient, and helpful.

Quick, efficient, and helpful! What more can you ask for during a stressful time. The claim was very easy to file. We received email updates on the claim status and the check with 2 weeks. Thank you for making the process so easy. Cody, our 3 year old Shiba Inu, had pancreatitis. We have had him insured since we adopted him as a rescue pup. Vet visit and referral to an emergency vet, X-rays, Ultrasound, CT scan, and 3 nights in the ICU came to a total of around $2400. We turned in our claim once we got home...so easy to do it online. After deductibles and 80% coverage we received a little over $1700. I had one question and called customer service and I got a real rep who was very helpful!
5

out of 5

POSTED: | BY: Allison

Healthy Paws is seriously awesome

We got our cat and dog pet insurance through Healthy Paws hoping we would never have to use it (so much so that I forgot we had even purchased it until we needed it). I signed them up after a coworker had a scare with his chihuahua that ended up being undiagnoseable (he's fine tho) and also a few thousand dollars. A few months after this incident we noticed a shadow in our cat's eye. She's a short hair exotic (like a short haired Persian) so her eyes are like 40% of her face and the shadow wasn't hard to miss. We caught is early but she had to have surgery on her cornea. Sitting in the doctor's office we were ready to sign up for the most proactive treatment (which ended up being surgery) without thinking of cost. I cannot tell you how comforting it was to know that we could make the best decision for our cat and her quality of life WITHOUT having to consider how much each treatment cost. Honestly. We would have paid the couple of thousands of dollars for her treatment because we adore her and love her and want her to be happy and healthy. But with Healthy Paws by our side, we didn't have to shoulder that financial burden alone. They were quick with reimbursement and even sent and email to check in on our cat's progress and recovery. The things they don't cover I honestly think of as costs being built into the cost of caring for a cat or a dog or both. Things like vet bills, vaccinations, dental cleanings. But things you may not budget for (or cannot budget for) like accidents and disease come at such a high cost that the monthly premium for Healthy Paws was worth that piece of mind. I have been recommending Healthy Paws to all of my friends and family since our cat had surgery. They truly have been wonderful.
5

out of 5

POSTED: | BY: Joyce Wells

Grateful for Healthy Paws

My year old Chocolate Labrador was diagnosed with Elbow Dysplasia, FCP, and required an expensive surgery. As many people know Retrievers are notorious for eating things that can accidentally cause many problem. I never really dreamed that she would have a problem with her elbows. Being retired and on a fixed income I am so very grateful for the policy that covered her surgery at 80%. It was so reassuring, knowing that I could give her the necessary treatment for her to lead a normal dog life. Healthy Paws has been so easy to work with and the ease of making claims on their site was a time saver as well as simple.Thank you to all at Healthy Paws. I will never be without health insurance for my pets again. Joyce Wells, Littleton, CO
5

out of 5

POSTED: | BY: Nazilya k

Best pet insurance-Healthy paws pet insurance

We highly recommend Healthy Paws Pet incurance. It's an amazing company. Reliable, affordable, always prompt in response, compassionate.
5

out of 5

POSTED: | BY: Lisa Famighetti

Excellent Company!!

Excellent company!! Simply download the app, and customize your policy. Filing a claim is simple, and claims are processed quickly. Excellent customer service.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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