Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mirin

Amazing company that really cares

We are so happy that we picked Healthy Paws as our pet insurance carrier. My Lovey was bitten in January by a stray dog and it costed us $2000. So we bought insurance for her in March to get a piece of mind. With our bad luck, Lovey was limping in June. After couple vets' visits it was determined that she needed surgery. Healthy Paws pay 90% of the costs and they approved the claims in 4 calendar days! I am so impressed with their efficiencies and they send us email in inquiry about Lovey after her surgery. They really care about our pets!
5

out of 5

POSTED: | BY: Jeanne Rubenstone,

Excellent Experience with Healthy Paws

Simply the best! They've paid both minor claims (oral antibiotics) & major claims (knee surgery) incredibly quickly. I've found submitting the claims takes only a few minutes and they always send a follow-up e-mail to see how my dog is doing. Having encountered the high cost of cancer treatment for several other pets, I decided to look into health insurance for Winnie when I adopted her at one year of age. It's now almost 4 years later and her premium has only minimally increased. With the cost of veterinary procedures climbing (her knee TPLO and associated charges ran close to $6K), I'm incredibly glad to have purchased a Healthy Paws policy for her. My only regret is that they don't offer similar coverage for humans . . .
5

out of 5

POSTED: | BY: Norman Giere

Best pet insurance out there

A 5-star rating is not high enough for Healthy Paws. They have been incredible. When my extremely healthy Shiba Inu got a life threatening infection (pleural effusion) from a foxtail he had to have major surgery to save his life. The estimate was $10,500. We went ahead with the surgery. When we picked him up 7 days later, I opened the Healthy Paws App, took a photo of the invoice, and hit Submit Claim. I received a confirmation shortly thereafter that a check was being sent. I also received a personal phone call to see how he was doing. Great customer service. Life is unpredictable. Save yourself a lot of anguish and get insurance for your furry friend.
5

out of 5

POSTED: | BY: Patricia Turner

Incredible caring service!

I have only had my puppy for a short time before I realized that I may need insurance of some kind in order to properly care for him without worry. I did a lot of research before I did any purchasing. Heathy Paws was by far the best choice for my buck. What I didn't know is that the customer service would be so wonderful! I feel truly blessed that I chose this insurance. Recently my puppy had to have surgery, they not only kept me in the loop about the processing of my paperwork, but they called the vet to get needed forms and records in order to process my claim. my puppy had his surgery last week and I received my reimbursement today! They even sent me an email asking how he is doing. Incredible caring service! Love this company!
5

out of 5

POSTED: | BY: Jeffrey

Lifesaver when having 2 dogs with cancer in 1 year

I can't say enough good things about Healthy Paws. When you get a terrible diagnosis for your beloved pet (and even worse, when two of your pets get a terrible diagnosis within a year of each other) and you are just feeling completely shattered, you don't want to start calculating what you can actually afford in order to help them. You want to be able to pass your credit card over to the vet and say "Luckily we have pet insurance. What is the best medical route for our pet?" Healthy Paws makes it easy- it's easy to choose the level of insurance you want (calculating deductible vs premium levels), it's easy to submit a claim (super handy app on phone, usually I do it before I've even left the vet office) and it's easy to get your coverage payment. Their underwriters do a very reasonable job when it comes to pre-existing conditions. Their customer service people are pleasant and caring. (I just got a personal email from them asking how our dog was doing post surgery) I recommend Healthy Paws to all my friends and recommend getting it early on during your pet's life. You will not regret it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review