Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,178

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lauren S

Best Choice I've Made In A While

I've had several dogs in my life, but decided to get pet insurance for the first time when we adopted our Pit Bull 2 yrs ago. HealthyPaws has been a life-saver. Our pup tore both CCLs within 5 months of each other, and I don't know what we would have done if we didn't have insurance. They send emails to check on our dog after we submits claims to see if she's alright, and it's a real person, not an automated message. Can't say enough good things!
5

out of 5

POSTED: | BY: Barb G

Highly recommend Healthy Paws

I've had three major expenses over the last 3 years with Lily. Each in excess of $2,000. Submitting your claim couldn't be easier and I received reimbursement in a timely manner. Much better than the insurance I had with my previous pets. Only wish they covered exams that are associated with these emergencies.
5

out of 5

POSTED: | BY: Janine Panciarello

Healthy Paws = Vetinary Safety Net

I put a lot of time and effort into researching a reputable "Show Breeder" when searching for a pup a year ago. Five months on a waiting list, then another 10 weeks waiting for shots and records to clear, I finally picked up my Black Miniature Schnauzer "Giuseppe" from his Show Breeder, 200+ miles from my home. I was blessed; Blessed with an angel. That day, while he was napping, I opened a policy with Healthy Paws. I didn't think anything major would happen (I spent so much time and energy researching a super reputable breeder in hopes that his health would be "Top Notch" as well as paying a hefty penny for his fuzzy butt), but *just in case* I wanted to be covered. Little did I know... Truth is; it doesn't matter how much research you do; every pup is a crap-shoot. I got an uber delicate one. He started experiencing severe anxiety almost immediately. General anxiety, anxiety to sounds, and separation anxiety. When Giuseppe gets too "unsettled", his gastric system gets upset for days and a typical 'over-the-counter' medicine won't calm it down. It requires a vet visit and it requires an antibiotic for 3-5 days each time. Metronidazole (his antibiotic) is very expensive when dispensed, and when you've got a pup that has a belly issue so severe that he needs metronidazole dispensed every few months, the cost adds up. Healthy Paws always had my back. All I needed to do was take care of the exam fees; any extra testing (which has happened a few times, as his symptoms have varied numerous times) were all handled by Healthy Paws. Four weeks ago, Giuseppe got sick again, but he wasn't getting better. Wouldn't drink, wouldn't move; limp and I could sense his dehydration. Before I knew it, my 10 month pup spent 8 days in an Emergency Vet with IV bags attached to his fuzzy legs. Gastroenteritis and Pancreatitis. The total bill was insane; Almost $4,500!! Emergency Vets give you estimates BEFORE they admit your pet in for care. They do this because people usually (1) need to find the money to put down the deposit that they had no idea they'd ever have to drop down (2) apply for financing first (3) can't afford the services and walk out with an injured animal (4) start asking how much it is to euthanize their animal (because that may be cheaper). Healthy Paws was my "Safety Net". Did it feel "Great" to drop the $4,500 in eight days? No. But it stung way less knowing that I was going to get a MASSIVE amount of that money bac
5

out of 5

POSTED: | BY: Helen Simon

Wonderful company

Really great coverage - reasonable rates, easy claim filing and quick payment. They are also very reasonable about what they cover.
5

out of 5

POSTED: | BY: Roseann

Healthy Paws is Great

I can pretty confidently say that Healthy Paws is the best pet insurance out there. I have been making regular claims for several years while my dog has been battling severe arthritis, and the only issue I have had was due to an uncooperative veterinarian's office, which the team at Healthy Paws promptly resolved for me. I love that they cover alternative treatment methods like acupuncture and hydrotherapy, as well as traditional treatments. The app also makes filing claims fast and easy. I feel like I'm constantly referring other pet owners to them. The peace of mind of knowing that no matter what happens, I will never have to decide between being able to afford treatment and my dog's life is such a relief. I love this company and plan to sign up with each and every future dog I have.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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