Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Metropolitan Veternary Hospital

POSTED: | BY: Gina Martocci

Don't go without!!!

Game changer. We have 3 dogs, all of them have a plan with Healthy Paws. Recently, one of our dogs underwent a major surgery that was extremely expensive. Decisions have to be made quickly and cost is always a factor. However, that's why we got insurance in the first place. Healthy Paws covered 80% within about 10 days of the initial claim and continue to cover 80% of her medications afterwards. Their customer service is excellent and they genuinely care about your pets. We are so grateful for everyone at Healthy Paws. I wish human health insurance was this good!!
5

out of 5

POSTED: | BY: Alan

Excellent Company

I have worked with three different pet insurance companies over the years with different pets I have owned. When I adopted three new cats in the last two years, I was looking for an insurance company and decided to try Healthy Paws. I am so glad I did! Their rates are very reasonable, but I what I love most is how simple it is to file claims - by far the easiest process of any of the companies I have used. They are very up front and transparent about what they cover so there have never been any surprises, and I get fast decisions on reimbursements. And the best part? My reimbursements deposits are in my account by the next business day after they close the claim. We had a lot of unexpected health issues with our cats this last year, and the fact that Healthy Paws was so easy to work with made the whole situation much less stressful and let us focus on the well being of our fur babies. I can't recommend this company enough.
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5

out of 5

POSTED: | BY: M Connor Limont

Healthy Paws...Professional, caring and fair

Healthy Paws has staff available to answer questions at all times. They are professional yet never off-putting or hurrying us along. Claims are paid quickly and the coverages are excellent. We have complete confidence that our pets will have the best treatment available in a medical emergency thanks to Healthy Paws.
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5

out of 5

VETERINARIAN: Country Care Animal Clinic, Penngrove CA

POSTED: | BY: Mary Connor Limont

TOPL Coverage and Ease of Claim Payment

Our two rescue dogs have had a variety of issues the past year. Chewing into drug containers, rupturing leg joints. and dealing with a bad allergy season. Healthy Paws has been amazing. Always available to guide us with answers and explain coverages. And they truly care about the animals they are insuring. The entire group is professional and the coverage is excellent. They don't nickel and dime every claim. This is the way insurance should be!! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Mark Tanner

Very Helpful

Claims were easy to submit, monitor and I was happy with my reimbursement. Thrilled to be working with Healthy Paws.
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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