Healthy Paws | Pet Insurance Review

My 8-year-old domestic long hair cat had emergency surgery for intestinal obstruction, we started healthy paw plan in 2020 and this is the first time she needs to use it. To be honest, I'm happy with their process speed, my claims got solved in 10 business days. They did request medical history so I suggest keeping all the records even if your pet is healthy.

We absolutely can't sing enough praises about the incredible service we've received from Healthy Paws Pet Insurance! From the very beginning to now, our journey with them has been an absolute joy. Let's talk about speed – we were pleasantly astounded by how swiftly they handled our pet insurance claims. Disco, our beloved Pomsky, has faced quite a few health challenges over the years. He has an autoimmune condition that we have to monitor constantly and he recently had to have a massive emergency surgery, which had us worried about finances. But with Healthy Paws, we found a reliable partner who has made the process incredibly fast and hassle-free. In the blink of an eye, those much-needed reimbursements are right in our account, freeing us to focus on Disco's recovery without the looming stress of hefty vet bills. Their customer service team is an absolute delight to work with – responsive, understanding, and overflowing with empathy for Disco's health concerns. The claims process is a breeze, and Healthy Paws lays it all out clearly, ensuring we can make well-informed decisions for Disco's care. But it doesn't stop there – Healthy Paws' efficiency goes beyond claims processing. Their user-friendly online portal is a breeze to navigate, making it super convenient to manage our pet's policy, access vital documents, and update information whenever needed. We're over the moon about recommending Healthy Paws to fellow pet owners. Their exceptional service, lightning-fast claim processing, and unwaveringly compassionate customer support are nothing short of fantastic. They've repeatedly shown their genuine care for pets and their owners. With Healthy Paws, Disco's well-being is in the hands of trusted experts, and we couldn't be happier with our decision. Thank you, Healthy Paws, for providing such an outstanding service!

We absolutely can't sing enough praises about the incredible service we've received from Healthy Paws Pet Insurance! From the beginning to now, our journey with them has been a lifesaver (dog saver?!)! Let's talk about speed – we were pleasantly astounded by how swiftly they handled our pet insurance claims. Disco, our beloved Pomsky, has faced quite a few health challenges over the years. He has an autoimmune condition that we have to monitor constantly, and he recently had to have a massive emergency surgery, which had us worried about finances. But with Healthy Paws, we found a reliable partner who has made the process incredibly fast and hassle-free. In the blink of an eye, those much-needed reimbursements are right in our account, freeing us to focus on Disco's recovery without the looming stress of hefty vet bills. Their customer service team is an absolute delight to work with – responsive, understanding, and overflowing with empathy for Disco's health concerns. The claims process is a breeze, and Healthy Paws lays it all out clearly, ensuring we can make well-informed decisions for Disco's care. But it doesn't stop there – Healthy Paws' efficiency goes beyond claims processing. Their user-friendly online portal is a breeze to navigate, making it super convenient to manage our pet's policy, access vital documents, and update information whenever needed. We're over the moon about recommending Healthy Paws to fellow pet owners. Their exceptional service, lightning-fast claim processing, and unwaveringly compassionate customer support are nothing short of fantastic. They've repeatedly shown their genuine care for pets and their owners. With Healthy Paws, Disco's well-being is in the hands of trusted experts, and we couldn't be happier with our decision. Thank you, Healthy Paws, for providing such an outstanding service!

I highly recommend buying Healthy Paws Pet Insurance for your pets. First of all, you should always buy pet insurance, especially for a first-time parent like me, and it is never too early! You can rule out more pre-existing conditions. Also, even a young pet can get unexpected diseases. My cat Felix got diagnosed with cancer even though he is only 5 yo. Without my insurance, I could hardly afford the diagnosis procedure (lab test, blood work, etc.), let alone any treatment plan. But since I have the insurance, I can work with my vet to have some treatments for Felix to help him feel better, and seek help from more expensive specialists, without worrying too much about the financial impact. Second, from my personal experience, Healthy Paws Insurance feels pretty decent. The premium is not that expensive (at least for young pets, my cat was still young so I don't know how it will turn out for more senior pets) in my case. I didn't set a super low deductible though, you might need to pay more if you want a lower deductible, but I feel good with mine. It covers the diagnosis and treatment of almost every disease, as long as it is not a pre-existing condition. I know it doesn't cover any dental treatment, which I do feel kind of disappointing. But I don't know if there is anyone in the market who covers it so I am fine with it. It doesn't cover the office visit fee or consultation fee, which is a bummer, as I live in a place where the office visit fee is quite expensive. For the pre-existing condition, I don't think you should turn around if your pet already has any condition (unless it is lethal), because it can still have you covered in other situations. And one tip, if you plan to buy the insurance and your pet is healthy without any medical record, take it for examination as soon as possible to rule out any pre-existing conditions. The reimbursement process is also very quick in Healthy Paws. I usually get my reimbursement 2~3 days after I file the claim, and it is pretty smooth. And I like the fact that they don't have any cap for the reimbursement. Some diseases can get very expensive. I remember when I quoted all the companies, there are quite some that have a maximum reimbursement amount (yearly or lifetime). Some have adjustable caps based on the premium. And I would say those caps are usually too low for situations like accidents and cancers. Maybe it is because of where I live, but still, I feel it is very easy to exceed the cap in quite common situations. Therefore, I would recommend buying Healthy Paws Pet Insurance because of my experience and the fact that I believe it is a necessity to buy pet insurance. I hope my experience can help you make the correct decision.

Game changer. We have 3 dogs, all of them have a plan with Healthy Paws. Recently, one of our dogs underwent a major surgery that was extremely expensive. Decisions have to be made quickly and cost is always a factor. However, that's why we got insurance in the first place. Healthy Paws covered 80% within about 10 days of the initial claim and continue to cover 80% of her medications afterwards. Their customer service is excellent and they genuinely care about your pets. We are so grateful for everyone at Healthy Paws. I wish human health insurance was this good!!