Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daniel Baker

Cancer - they saved his life!

I've had three dogs insured by them. One was diagnosed with cancer in 2020, and without healthy paws pet insurance I would nto have been able to afford the treatments. They saved his life (and mine!). You don't think about health insurance until you need it. The best time is to sign up today to lock in the best coverage you can afford. Trust me, over the life of your furbaby, you'll be glad you did!
5

out of 5

POSTED: | BY: Karen Rhorer

Great Investment

My dog is the sweetest guy in the world but is also a complete dummy with no sense of self preservation. Healthy Paws has had to cover the cost of multiple of his shenanigans and has always paid out promptly according to the terms of my plan with no fuss or back and forth. Highly recommend.
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1

out of 5

POSTED: | BY: Donna Pierce

What a load of junk

What a load of junk. I am an insurance agent and these people do not make it clear that preventative is not covered in your policy. Paid premiums expecting to be reimbursed for those items only to find out those things were not covered. Though, they could be for an extra $50 some odd dollars per month. The premiums on 3 small dogs were already $109 per month. Highly recommend steering clear. Lucky I have not gotten around to calling the State DOI.
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1

out of 5

POSTED: | BY: James Hurley

Complete scam

Complete scam, there website how great they are. What it doesn’t talk about is how they were sued for 4.7 million for raising rates without telling there customers it also doesn’t talk about how you will pay for years an as soon as you submit your first claim they try every way to deny you. Just a heads up if you have been paying for years an you submitted a claim an they tell you that your not covered because of lack of exam you are entitled for a full refund of the policy and you can also take court action
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2

out of 5

POSTED: | BY: Laura Gilmour

No longer affordable

Monthly premiums have increased dramatically this year. They used to be an affordable option, but now it is astronomical! Perhaps the new customers are getting a decent price, but 5 years of loyalty has certainly not been rewarded. I am shopping for other options.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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