Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,164

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: dksjdh

Helpful and quick reimbursement

Never having used pet insurance before I wasn't sure how worthwhile it would be. But when my pup recently experienced a terrible health scare they were quickly responsive and I was pleasantly surprised to recoup a significant portion of the costs. Thankfully my pup is doing well now. I'm very happy that I have Healthy Paws!
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5

out of 5

POSTED: | BY: Paul Germer

Have been with this company for a few…

Have been with this company for a few years. Decent coverage plans and thinking this helps in case one of our pets has some catastrophic disease or injury. The big issue is you can pay these premiums but what about the payment when there is a need? Earlier this year my 5 yr old dog was diagnosed with an issue that requires monthly shots as well as medication. Getting reimbursed 80% is good but even better is the speed of reimbursement. Just email the bill to HPaws and within 48 hrs I have the money in my bank account. Just this week our senior dog had to have some bladder stones removed…..thank goodness for HPaws and their fast and easy reimbursement. Highly recommended!!!!
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5

out of 5

POSTED: | BY: Bedford

Healthy Paws is great

Healthy Paws has always been there for us. They have supported our pets and family through everything from ear infections to some scary surgeries. They have excellent customer service and their reps have been helpful and caring.
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5

out of 5

POSTED: | BY: Polly Schneck

Healthy Paws is great!

Healthy Paws has always been there for us. They have supported our pets and family through everything from ear infections to scary surgeries. Their customer service is excellent and their reps are helpful and caring.
1

out of 5

POSTED: | BY: Anna Mudrik

Wow this is a real scam

Wow this is a real scam. Whatever the good reviews you see, they bought it. I cancelled it week ago after my e mails with question was constantly ignored. They literally make you sign up, pay and will never give you coverage, because they never look at your exam before you file a claim, and then they will deny it anyway like many people write. And now they charged me for another month even after I canceled , and even after they said they processed refund and it was mistake charge, nothing got back to my card yet. This is the worst insurance. I will sue them for scamming me like that, charging me even after I sent several cancellation requests over last month. And even after they said they issued refund. Gross
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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