Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Bedford

A beneficial choice

For the first time since 1973, when I first started owning dogs, I decided to purchase pet health insurance for both of my dogs. Fortunately, I made that decision when they were just pups, locking in a reasonable rate. Having had many dogs in the past who have had complicated medical issues, such as cancer and bloat, I thought it a wise decision. I was right. One of my present dog developed a chronic autoimmune issue, with associated symptoms and medical issues. Healthy Paws initially asked for lots of documentation, which I understood and provided, but once we got the process started, they have been fast and accurate in their reimbursements for medication, diagnostic tests, and treatments. They recently even wrote to ask about my dog's health and how he was doing, They seemed truly interested in my input. I am so relieved I was able to purchase insurance, as I do not know if I could have afforded George's treatment easily. I highly recommend!
5

out of 5

POSTED: | BY: Angelo

Easy claims for diagnostic tests and treatments

It was such a relief having Healthy Paws Insurance when over the span of three weeks our cat needed multiple emergency vet visits with diagnostics tests and treatments for stomach issues and newly developed seizures. Being able to say yes to the recommended tests, treatments, and knowing we're doing everything possible for her was a silver lining on the stressful time. We're so glad we made the decision to get insurance when we adopted her a few years ago and would recommend doing so to any pet owner. And now having gone through the process with Healthy Paws we'd never choose anything else.
5

out of 5

POSTED: | BY: Angelo DiNardi

Easy claims for diagnostic tests and treatments

It was such a relief having Healthy Paws Insurance when over the span of three weeks our cat needed multiple emergency vet visits with diagnostics tests and treatments for stomach issues and newly developed seizures. Being able to say yes to the recommended tests, treatments, and knowing we're doing everything possible for her was a silver lining on the stressful time. We're so glad we made the decision to get insurance when we adopted her a few years ago and would recommend doing so to any pet owner. And now having gone through the process with Healthy Paws we'd never choose anything else.
5

out of 5

POSTED: | BY: Stephen O

Easy, fast, compassionate animal lovers

We've had Healthy Paws coverage for our dog for years, and they've been outstanding at providing quick, easy reimbursements for medical issues. This year our dog got very sick with an aggressive form of cancer, and we wouldn't have been able to afford the necessary medical treatments without insurance. I've been very impressed at how simple it is to submit a claim and how fast they have provided reimbursement, sometimes even within 24 hours of the medical procedure. I also appreciate that I got a very human message from a HP employee asking how our dog was doing after noticing a series of serious-sounding treatments. I recommend them fully.
5

out of 5

POSTED: | BY: Grace M.

Easy to submit claim and very fast turn around

We recently had a very scary emergency with our pup and had to go to the ER in the middle of the night. Thankfully, he is okay! The cost of his emergency visit was very high because they had to do blood work and take X-rays to figure out what was wrong. We immediately submitted the claim and received our reimbursement check within a few days. It was such a relief. Someone also emailed us to see how our pup was doing, which was so nice!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review