Hartville | Pet Insurance Review

4.7

out of 5

Number of reviews 164

Hartville Pet Health Insurance is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about Hartville’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheila Desouza

Great

Very happy with the insurance always there for me an milo. Always checking to see how milo is doing when he is sick
5

out of 5

POSTED: | BY: Bibi Le

The best!

Would recommend to all pet owners
5

out of 5

POSTED: | BY: Jane Patzke

We have had Hartville for our dogs since 2003 - great to work with

We have had Hartville for our dogs (Scotties & Cocker Spaniels) since 2003. Great to work with & I think reasonable rates. I highly recommend them.
5

out of 5

POSTED: | BY: Sheila Desouza

Great

I'm been a harville insurer for 3yrs know an I've been very happy with everything thy do me me an my baby milo thy r there for me for all my needs an thy keep in touch to see how my baby is doing all the time. Couldn't ask for a better insurance
5

out of 5

POSTED: | BY: Sonia Weinhaus

Good coverage and easy processing.

Have used for several minor and one major trips to the vet. Good coverage and easy processing. Better than human insurance.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. Hartville Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
Hartville Pet Health Insurance, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Its Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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