5
out of 5
POSTED: | BY: Gabrielle Lima
Recommend this company 100%
Recommend this company 100%
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4.2
out of 5
Number of reviews 2,598
Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank.
Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.
5
out of 5
POSTED: | BY: Stephanie Young
10/10 highly recommend
This has been the first time I filed a claim and I cannot believe how easy it was! I received a few notifications that it may take upwards of 2 weeks or so to finalize my claim, and it was done and reimbursed in just a week. I am thrilled with how simple and fast everything went, and I have already recommended Figo to anyone who will listen!
5
out of 5
POSTED: | BY: Debbie Topal
My 1st claim supplied and was handled…
My 1st claim supplied and was handled wonderful.
5
out of 5
POSTED: | BY: Mercedes
Really great service and support!
Really great service and support!
5
out of 5
POSTED: | BY: Steve
Figo has been very dependable!
Our two and a half year old lab recently suffered a fibrocartilaginous embolism (FCE) and lost the use of her hind quarters. Two claims were submitted after initial diagnosis, treatment, and initial rehab the following Sunday afternoon. The claims were processed within 24 hours with the reimbursement being directly deposited into our checking account by Wednesday of the same week. It was great not worrying about the costs so that we could focus on our lab's treatment and recovery. Definitely recommend Figo.
Monthly Cost
$9 to $135 on average depending on chosen plan.
Coverage
You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$100, $250, $500, $750, $1,000 or $1,500 annually. Deductibles offered depend on pet’s age and location.
Age Limits
Must be 8 weeks or older to enroll. No upper age limits apply.
Waiting Period
1-day for accidents, 14 days for illnesses, 6 months for hip dysplasia and orthopedic conditions. (Both hip dysplasia and orthopedic condition waiting periods can be waived by having exam/waiver form completed by veterinarian)
Exclusions
Curable pre-existing conditions may be eligible for coverage if symptom free for 12 months
Conditions arising from a repetitive and specific activity, eg. Ingestion foreign object, ear infection caused by water, snake bites, etc. – excluded after 3 occurrences
We now have a wellness option
We have a diminishing deductible
Copay & deductible waived for emergency life-saving treatment (in the case of an accident, not illness)
Figo is committed to helping pets and their families enjoy their lives together.
Figo’s cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.
With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.