5
out of 5
POSTED: | BY: Jessica Skolnik
My claims were completed quickly!
My claims were completed quickly!
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4.2
out of 5
Number of reviews 2,598
Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank.
Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.
5
out of 5
POSTED: | BY: Leslie Revel
Helpful
I had some issues because I didn’t have access to my pets medical records from when she was a puppy, but after appealing a denied claim the customer service representative was very helpful.
5
out of 5
POSTED: | BY: Mimi on behalf of Alfie
I love Figo!!!
I love Figo! When I got my puppy, 2 yrs ago, I had no idea that he wasn’t the healthiest. We saw a Figo booth at a pet fair and decided to get pet insurance for him. It’s been a blessing in disguise! Not only has it enabled us to get through a lot visits to specialists, it’s a company that is a pleasure to work with! Yesterday I submitted 3 claims. They were all approved and closed within 3 hours! That’s just remarkable!
5
out of 5
POSTED: | BY: Hope Geallis
Very user friendly company
Very user friendly company, great customer service! Quick responses!
5
out of 5
POSTED: | BY: Anna Ingram
The experiences I have had with Figo…
The experiences I have had with Figo live up to their claims (a pun!) of flexibility of plans, the availability of PetCloud and quick responses on claims. I’m glad I took out a policy for my Lab!
Monthly Cost
$9 to $135 on average depending on chosen plan.
Coverage
You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$100, $250, $500, $750, $1,000 or $1,500 annually. Deductibles offered depend on pet’s age and location.
Age Limits
Must be 8 weeks or older to enroll. No upper age limits apply.
Waiting Period
1-day for accidents, 14 days for illnesses, 6 months for hip dysplasia and orthopedic conditions. (Both hip dysplasia and orthopedic condition waiting periods can be waived by having exam/waiver form completed by veterinarian)
Exclusions
Curable pre-existing conditions may be eligible for coverage if symptom free for 12 months
Conditions arising from a repetitive and specific activity, eg. Ingestion foreign object, ear infection caused by water, snake bites, etc. – excluded after 3 occurrences
We now have a wellness option
We have a diminishing deductible
Copay & deductible waived for emergency life-saving treatment (in the case of an accident, not illness)
Figo is committed to helping pets and their families enjoy their lives together.
Figo’s cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.
With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.