Figo | Pet Insurance Review

My dog had a medical emergency that required hospitalization and lots and lots of blood and imaging work. Luckily he was able to be saved, but the vet bill was enormous! Luckily when I uploaded all the claims for his bills (5 in total costing over $4,000) figo covered them exactly how it was described in my plan with zero hassle, and they were crazy fast! The claims were processed and approved within 2 days and I received the checks in the mail within a week!! I can’t say enough good things about this company, they make such a horrible situation like almost losing your animal easier knowing that you can make all the needed choices and they will take care of you! Every dog owner should get figo insurance in my opinion!

Great company with reasonable rates for your pets coverage. They review claims and response in 24-48 hours and in 1-2 business days later you will receive a deposit or check for the reimbursed amount. Great customer service, great website, great team, and very happy with their coverage. Knowing my dog had a cancer scare and broke a tooth all within 8 months they covered everything besides my deductible for my pet and the percentage rate we choose. I have already recommended many others with pets to seek insurance needs with Figo. Very happy dog mom.

This time Figo came thru. I am still not happy with my other claim.

We’ve had them for a year for 3 pets (2 dogs and 1 cat). Submitted a few claims but never enough to exceed the deductible. We paid $104 each month (all 3 pets) with a 90% reimbursement on the dogs and a $200 deductible and 70% reimbursement on our cat with a $500 deductible. When renewal time came they DOUBLED our premiums for each pet AND DECREASED the percentage they would reimburse AND INCREASED the deductible. So essentially they wanted us to pay double with worse service. It may be understandable if we filed some substantial claims on all the pets but we didn’t. I may even be able to tolerate a moderate increase but the fact that they were going to DOUBLE our premiums on HEALTHY pets and REDUCE the amount of benefits to them is despicable! When we called all they said was they couldn’t do anything and did you look at the renewal options.. yes. Why do you think we called about the renewal?! TERRIBLE CUSTOMER SERVICE. If I could give them a 0 I would.

Figo staff have made a very stressful situation a bit better by processing our claims in a speedy manner. That helps in an otherwise complicated system of claims and reimbursements. One day we’ll have free universal pet healthcare after we’ve obtained that for all people, but meanwhile we’ll do with this current system. We appreciate the staff at Figo who’ve made this easier for us and our pet.