5
out of 5
POSTED: | BY: Teresa
Love Figo!!
Fast paybacks. Excellent customer service.
4.2
out of 5
Number of reviews 2,597
Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank.
Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.
5
out of 5
POSTED: | BY: Angelina
The best I could have ever chose!
As a new pet owner honestly I was hesitant on which insurance company to chose. I did my research, read reviews and was referred to Figo. Figo has been VERY VERY understanding and efficient! My puppy was injured a couple of times and it was costly. When I filed my first claim I thought it was going to be a hassle, but Figo made it so easy! The reimbursement was quick! I'm glad I chose Figo!
5
out of 5
POSTED: | BY: Mats Tufvesson
Fast and convenient claim process
Best pet insurance I ever had, fast and convenient claim process. Our dog Haley got cancer and I am so happy with the support from Figo, at least I don't have to think about the cost when doing whats best for our baby.
5
out of 5
POSTED: | BY: Mark Salvador
Great Insurance plan with excellent customer service and reimbursements
I love the flexibility of this plan. You can patronize any vet or medicine supplier. Coverage is very good for the money, and reimbursements are quick. The app is really easy to use. Any time I have had a customer inquiry, their service has been great! Highly recommend!
1
out of 5
POSTED: | BY: nick
FIGO is a SCAM insurance company
company takes your money and when you file a claim they reject it. Do not waste your time with this company. what a mistake i made going with them because now i will have to put my pointer to sleep and she is only a year and a half old.
Monthly Cost
$9 to $135 on average depending on chosen plan.
Coverage
You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$100, $250, $500, $750, $1,000 or $1,500 annually. Deductibles offered depend on pet’s age and location.
Age Limits
Must be 8 weeks or older to enroll. No upper age limits apply.
Waiting Period
1-day for accidents, 14 days for illnesses, 6 months for hip dysplasia and orthopedic conditions. (Both hip dysplasia and orthopedic condition waiting periods can be waived by having exam/waiver form completed by veterinarian)
Exclusions
Curable pre-existing conditions may be eligible for coverage if symptom free for 12 months
Conditions arising from a repetitive and specific activity, eg. Ingestion foreign object, ear infection caused by water, snake bites, etc. – excluded after 3 occurrences
We now have a wellness option
We have a diminishing deductible
Copay & deductible waived for emergency life-saving treatment (in the case of an accident, not illness)
Figo is committed to helping pets and their families enjoy their lives together.
Figo’s cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.
With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.