5
out of 5
POSTED: | BY: Jeannie Baker
I love Figo pet insurances
YES and I have!
4.2
out of 5
Number of reviews 2,597
Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank.
Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.
5
out of 5
POSTED: | BY: Theresa V
Pet insurance that cares.
Figo pet insurance is the second insurance I've had for my french bulldog. Compared to the other I had they are much more reliable, helpful and understanding. The whole process from submitting a claim straight through to the end is simple, efficient and fair. i would recommend Figo to anyone who needs insurance for their beloved pet.
5
out of 5
POSTED: | BY: Theresa Greco
I wish human health insurance were this good.
I have never had a problem filing a claim or getting reimbursed. Once my deductible is met, if it is a qualified expense (which includes everything for this pet as she was insured the day I brought her home), everything is reimbursed--no quibbling over "reasonable and customary" or payment reductions because the standard rate for that service is less than the claim, blah blah blah...nothing at all like that with this company. This is absolutely the best decision I ever made for my girl.
5
out of 5
POSTED: | BY: Thomas W
Easy!
Policy has been great!
5
out of 5
POSTED: | BY: Adrienne
Ease of submitting a claim
I was very pleased with the ease of submitting a claim for my dog's recent veterinarian visit. I had only to photograph my bill, and
send it in. I talked to a very friendly and helpful Figo employee who told me exactly what I needed to do.
She was very interested in my dog's health problem, and the treatment prescribed by the veterinarian. i'm happy that it is so simple and
easy to submit claims to Figo.
Monthly Cost
$9 to $135 on average depending on chosen plan.
Coverage
You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$100, $250, $500, $750, $1,000 or $1,500 annually. Deductibles offered depend on pet’s age and location.
Age Limits
Must be 8 weeks or older to enroll. No upper age limits apply.
Waiting Period
1-day for accidents, 14 days for illnesses, 6 months for hip dysplasia and orthopedic conditions. (Both hip dysplasia and orthopedic condition waiting periods can be waived by having exam/waiver form completed by veterinarian)
Exclusions
Curable pre-existing conditions may be eligible for coverage if symptom free for 12 months
Conditions arising from a repetitive and specific activity, eg. Ingestion foreign object, ear infection caused by water, snake bites, etc. – excluded after 3 occurrences
We now have a wellness option
We have a diminishing deductible
Copay & deductible waived for emergency life-saving treatment (in the case of an accident, not illness)
Figo is committed to helping pets and their families enjoy their lives together.
Figo’s cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.
With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.