Figo | Pet Insurance Review

4.2

out of 5

Number of reviews 2,597

  Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank. Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.
5

out of 5

POSTED: | BY: Jeff Roberts

FIgo Pet Insurance is simply the BEST!

Figo Pet Insurance is without question utterly amazing! Figo specializes in extreme customer satisfaction while practicing efficiency and consistency when dealing with claims. Everyone I have ever dealt with has gone above and beyond for me and my fur babies. The Figo staff, operational team, and upper management treat every claim as if it is their own. They display care and concern for the well being on my pets which is astonishing. I am very thankful to each and everyone at Figo for continually help me with my pet care. I never worry about my pet's health because of Figo Pet Insurance. I will recommend their services a million times over.
5

out of 5

POSTED: | BY: Jeff

Figo Pet Insurance is OUTSTANDING

Figo Pet Insurance is without question utterly amazing! Figo specializes in extreme customer satisfaction while practicing efficiency and consistency when dealing with claims. Everyone I have ever dealt with has gone above and beyond for me and my fur babies. The Figo staff, operational team, and upper management treat every claim as if it is their own. They display care and concern for the well being on my pets which is astonishing. I am very thankful to each and everyone at Figo for continually help me with my pet care. I never worry about my pet's health because of Figo Pet Insurance. I will recommend their services a million times over. Sincerely - Jeff Roberts with Capt. Jack & Isabella
Read more on Trustpilot
1

out of 5

POSTED: | BY: Fabiola Ortiz

The review of the vet invoice took long…

The review of the vet invoice took long and NOTHING that I was told when I opened the policy would be covered was covered. I'm actually cancelling this month.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Andrew Klotzbach

Super Quick & Easy Claim Process!

I put the claim in on a Thursday, and the claim was processed and closed on Friday. Couldn't have been quicker or easier of a process.
5

out of 5

POSTED: | BY: Yvonne Mak

Very quick response to claim

Very quick response to claim and easy to submit as well, thank you!
Read more on Trustpilot
Please leave a review

Monthly Cost

$9 to $135 on average depending on chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$100, $250, $500, $750, $1,000 or $1,500 annually. Deductibles offered depend on pet’s age and location.

Age Limits

Must be 8 weeks or older to enroll. No upper age limits apply.

Waiting Period

1-day for accidents, 14 days for illnesses, 6 months for hip dysplasia and orthopedic conditions. (Both hip dysplasia and orthopedic condition waiting periods can be waived by having exam/waiver form completed by veterinarian)

Exclusions

Curable pre-existing conditions may be eligible for coverage if symptom free for 12 months Conditions arising from a repetitive and specific activity, eg. Ingestion foreign object, ear infection caused by water, snake bites, etc. – excluded after 3 occurrences We now have a wellness option We have a diminishing deductible Copay & deductible waived for emergency life-saving treatment (in the case of an accident, not illness)
Figo Pet Insurance detail
Figo is committed to helping pets and their families enjoy their lives together. Figo’s cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH. With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.
Provider website

Get a quote today

Leave a review