5
out of 5
POSTED: | BY: gregory lamaina
Great company so far!
Great company so far!! Excellent with payment of claims!! I highly recommend this co !!
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4.4
out of 5
Number of reviews 2,652
Updated: May 29, 2024
Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank.
Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.
5
out of 5
POSTED: | BY: Nara
Great people, great service
They are very helpful and quick to handle all the claims and questions. Couldn’t be happier !
5
out of 5
POSTED: | BY: Nicole AhMu
Figo makes everything from signing up…
Figo makes everything from signing up to filing claims simple and easy and most of all affordable! Theyve been so good to me and my pup!
5
out of 5
POSTED: | BY: Fred Fidler
I've carried Figo pet insurance for our 2 dogs and it's been great!
I've carried Figo pet insurance for our two dogs for about two years now and it's been very good! One of our dogs has recently had some significant issues, and having Figo has been a huge help! The claims process is relatively painless and can be done online or even with an app on your phone. Claims are processed quickly too! Their website is easy to use and their customer service has been solid. I highly recommend Figo!
5
out of 5
POSTED: | BY: Farrah Kennedy
Two thumbs up!
We have had an excellent experience with Figo thus far. It has been very easy to submit claims and the claims have been paid in a very timely manner. Customer service has been excellent as well.
Monthly Cost
$9 to $135 on average depending on chosen plan.
Coverage
You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$100, $250, $500, $750, $1,000 or $1,500 annually. Deductibles offered depend on pet’s age and location.
Age Limits
Must be 8 weeks or older to enroll. No upper age limits apply.
Waiting Period
1-day for accidents, 14 days for illnesses, 6 months for hip dysplasia and orthopedic conditions. (Both hip dysplasia and orthopedic condition waiting periods can be waived by having exam/waiver form completed by veterinarian)
Exclusions
Curable pre-existing conditions may be eligible for coverage if symptom free for 12 months
Conditions arising from a repetitive and specific activity, eg. Ingestion foreign object, ear infection caused by water, snake bites, etc. – excluded after 3 occurrences
We now have a wellness option
We have a diminishing deductible
Copay & deductible waived for emergency life-saving treatment (in the case of an accident, not illness)
Figo is committed to helping pets and their families enjoy their lives together.
Figo’s cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.
With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.