5
out of 5
POSTED: | BY: Laurel
Worth the money
Always helpful and responsive. Trustworthy and give great peace of mind.
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4.2
out of 5
Number of reviews 2,599
Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank.
Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.
5
out of 5
POSTED: | BY: Shannon
Submitted my very first claim and…
Submitted my very first claim and received a response within hours and refund within days. VERY HAPPY
5
out of 5
POSTED: | BY: Karen
Figo ins for my pet is simply…fantastic
Figo ins for my pet is simply terrific...they have an easy to use portal to file claims, have reminders of future appointments for my dog, as well as other doggie friends to connect with! They are fast in settling claims and I am so happy my dog is covered by this Figo ins to keep her happy and healthy!
5
out of 5
POSTED: | BY: Yvonne
Refund for wellness check ups
My dog had his annual wellness check ups which he passed With flying colors I emailed the vets comprehensive report to Figo and was quickly reimbursed without any hassles.
5
out of 5
POSTED: | BY: Jenna
Figo is great!
I was in the process of adopting a new dog and my sister who already has Figo had suggested it. I decided to sign up and was glad that I did. The website is very easy to navigate and you can get in touch with a live agent very quickly. I highly recommend their pet insurance services.
Their website has a lot of useful information as well and can be helpful in many areas.
Monthly Cost
$9 to $135 on average depending on chosen plan.
Coverage
You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$100, $250, $500, $750, $1,000 or $1,500 annually. Deductibles offered depend on pet’s age and location.
Age Limits
Must be 8 weeks or older to enroll. No upper age limits apply.
Waiting Period
1-day for accidents, 14 days for illnesses, 6 months for hip dysplasia and orthopedic conditions. (Both hip dysplasia and orthopedic condition waiting periods can be waived by having exam/waiver form completed by veterinarian)
Exclusions
Curable pre-existing conditions may be eligible for coverage if symptom free for 12 months
Conditions arising from a repetitive and specific activity, eg. Ingestion foreign object, ear infection caused by water, snake bites, etc. – excluded after 3 occurrences
We now have a wellness option
We have a diminishing deductible
Copay & deductible waived for emergency life-saving treatment (in the case of an accident, not illness)
Figo is committed to helping pets and their families enjoy their lives together.
Figo’s cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.
With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.