Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 3,707

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Arthur Heron

STAY AWAY FROM FETCH IF YOU ARE LOOKING…

STAY AWAY FROM FETCH IF YOU ARE LOOKING FOR PET INSURANCE. They gave me a monthly cost of $30.71 when my dog was three years old. I have not received a penny from them in claims. Now that my dog is four years old they raised the monthly charge to $73.69. Sure, they got $360.00 in payments from me and now they raise the cost more than double. In my opinion this is a scam. What would they raise it to when he is 5 or 8 years old. I got the policy because Wal*Mart sold it and I figured they would not be involved in anything shady, boy was I wrong. PLEASE SHARE THIS FOR ME.
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5

out of 5

POSTED: | BY: Apryl Schulman

When it comes to insurance…

When it comes to insurance, there’s so many companies it’s always somewhat nerve-racking to put your trust into a company and wonder if they’re really going to pay if something comes up. I am really pleased to report that several things have come up with two of my dogs, and they have made the process easy to submit and they’ve paid on every claim I’ve put in. It’s been a pleasant surprise at how easy it has been and I’m very thankful as one of my pets has had surgery and appointments with specialist that has cost thousands of dollars. I am a teacher and there’s no way I could afford that without the insurance. Thank you so much Fetch!
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5

out of 5

POSTED: | BY: Mary A

I love Fetch!

Fetch is great! I think my premium payments are a very reasonable price for my cats, and my overall plan (deductible, max coverage, reimbursement rate) is great! Once I met the deductible ($250), I get reimbursed NINETY percent! That’s amazing!! It’s also very easy to submit a claim and doesn’t take long to reimbursed. Plus you get updates from Fetch frequently.
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4

out of 5

POSTED: | BY: Morgan S

I was shorted reimbursement on a recent…

Edit: A couple days after this review was posted, the situation was resolved and the money was sent to me. I have added more stars to reflect this. Original review: I was shorted reimbursement on a recent claim. I did chat with customer service who confirmed that I should’ve been paid more, and I have the screenshots as proof. He then told me he would forward it on to an adjuster to fix and told me to wait 30 more days for it to be fixed. It has been over 30 days and I have not seen that money nor have I gotten any correspondence from customer service. That is theft, no matter the amount.
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1

out of 5

POSTED: | BY: Constance Luce

Scam avoid this rip off.

You cannot email Fetch. The live chat does not function when you get an agent. They have multiple phone numbers but you cannot get results. They took over my previous pet insurance without proper notification. They have a multi page policy that allows then to reject all claims. Trying to cancel is ridiculously difficult.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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