Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 26,330

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: H Custard

if I could choose no stars

if I could choose no stars, that's what I would do. When I started my dog's policy back in 2017, I was told I would not be punished for using it but that's exactly what happened when he suffered issues in 2022, my benefits were cut. Now 2 years later, once my dog reached "senior" status, I was offered a renewal at a 45% increase in premium. The security I expected to have until my dog's death was ripped right out from under me, so the next medical issue he has will come as financial decision, not what is best for him. I will NEVER use this company again!!
Read more on Trustpilot
1

out of 5

POSTED: | BY: H Custard

if I could choose no stars

if I could choose no stars, that's what I would do. When I started my dog's policy back in 2017, I was told I would not be punished for using it but that's exactly what happened when he suffered issues in 2022, my benefits were cut. Now 2 years later, once my dog reached "senior" status, I was offered a renewal at a 45% increase in premium. The security I expected to have until my dog's death was ripped right out from under me, so the next medical issue he has will come as financial decision, not what is best for him. I will NEVER use this company again!!
Read more on Trustpilot
1

out of 5

POSTED: | BY: H Custard

if I could choose no stars

if I could choose no stars, that's what I would do. When I started my dog's policy back in 2017, I was told I would not be punished for using it but that's exactly what happened when he suffered issues in 2022, my benefits were cut. Now 2 years later, once my dog reached "senior" status, I was offered a renewal at a 45% increase in premium. The security I expected to have until my dog's death was ripped right out from under me, so the next medical issue he has will come as financial decision, not what is best for him. I will NEVER use this company again!!
Read more on Trustpilot
1

out of 5

POSTED: | BY: H Custard

if I could choose no stars

if I could choose no stars, that's what I would do. When I started my dog's policy back in 2017, I was told I would not be punished for using it but that's exactly what happened when he suffered issues in 2022, my benefits were cut. Now 2 years later, once my dog reached "senior" status, I was offered a renewal at a 45% increase in premium. The security I expected to have until my dog's death was ripped right out from under me, so the next medical issue he has will come as financial decision, not what is best for him. I will NEVER use this company again!!
Read more on Trustpilot
1

out of 5

POSTED: | BY: H Custard

if I could choose no stars

if I could choose no stars, that's what I would do. When I started my dog's policy back in 2017, I was told I would not be punished for using it but that's exactly what happened when he suffered issues in 2022, my benefits were cut. Now 2 years later, once my dog reached "senior" status, I was offered a renewal at a 45% increase in premium. The security I expected to have until my dog's death was ripped right out from under me, so the next medical issue he has will come as financial decision, not what is best for him. I will NEVER use this company again!!
Read more on Trustpilot
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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