Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 3,464

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
3

out of 5

POSTED: | BY: Shana

Decent initial yearly premium, but look out for big increases each year afterwards.

I was initially pleased with the cost of premiums for our new dog that we adopted when he was a year old. Our dog just turned two years old and the yearly premium has jumped $200 (with no claims at the time of renewal notice)! The reviewing of claims is a little slow, but I did receive reimbursement for the appropriate amount for our first claim. I’m going to have to shop around for a new pet insurance provider.
5

out of 5

POSTED: | BY: Katrina Jones

This is my 1st experience using a pet…

This is my 1st experience using a pet insurance provider. Fetch made things very easy as I've had two claims so far. They were very clear in communicating needed paperwork prior to any claims to make the claim process easier. This company is very responsive, communicated the status of the claim throughout the process and paid promptly.
5

out of 5

POSTED: | BY: Richelle

After the loss of a cat and elderly dog…

After the loss of a cat and elderly dog in 18 months and the expensive emergency vet fees we decided to sign our other pets up for an insurance plan. We did a lot of research and settled on Fetch. We currently have 4 cats (including our new kitten) and we just adopted a rescue dog. Our kitten is super active and even after doing everything we could to kitten-proof our house he somehow managed to break his hip - we aren’t sure how but think he climbed up the outside of the stairs and fell from 12 feet up when he couldn’t turn around - I caught him doing this the day before but grabbed him before he got too high, and hadn’t yet figure out how to prevent this. I had installed netting along the inside of the stairs in fear of him slipping through the rails but didn’t account for that 2.5” overhang on the outside. So our baby cat had to have very expensive emergency vet care followed by surgery. Fetch was amazing and it only took about 2 weeks for the reimbursement to show up in my account with zero issues. We had used it once previously for one of our cats having nonspecific gastro issues and they were just as responsive then. I can’t believe we went so many years without pet insurance but I would not be without it again. Pay attention to the requirements and ensure you have a yearly visit in your pet’s records, you will need that to make a claim. I find the app easy to use and will recommend Fetch to everyone!
1

out of 5

POSTED: | BY: Steven Fiske

Terrible customer service, great at avoiding paying claims

I purchased Fetch insurance for my puppy a few months ago. After four or five days of repeated vomiting, I took him in to see a vet. I submitted all the paperwork and a claim online. I was told that because I did not have two years history on my six month old puppy, they could not process my claim. They do not have a customer service number to call, and their chat feature is merely a bot. There is literally no way to get a hold of them. Do not purchase this insurance.
5

out of 5

POSTED: | BY: Barbara Harmon

I am well pleased to have chosen Fetch…

I am well pleased to have chosen Fetch as our pet insurance for my little Yorkie, Ruthie for many reasons. She has medical complications I've never experienced with other dogs. Having this insurance has given me peace of mind to financially move forward in the care she needs for her condition. It has been easy to submit paid invoices and the doctor's notes on line on the Fetch website. Fetch lets me know its received and I can speak to a person if I choose. The insurance payment goes directly into my bank account. The turn around time from submitting a medical claim to receiving funds is timely. I switched my other Yorkie from a different pet insurance company to Fetch. Fetch has been one of the best decisions I've made for my dogs.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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