Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 3,464

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Pinky's mom

Top Notch Customer Service Rep

I called today because I have been experiencing problems with changing my password to log in to file a claim. I was extremely frustrated as this same thing happened a couple of weeks ago. I am a caregiver for my 96 yr old and just don't have the time to keep trying to change my password to log in and not being able to. Megan Sparks was my customer service rep and she is FANTASTIC! Patient, listens well, knowledgeable, explains well and very thorough. I was extremely pleased with her expertise and kind and caring help. I recommend a well deserved raise and promoting her to become a trainer for your customer service dept. Thank you for a superior staff member!
5

out of 5

POSTED: | BY: Dena Contes

I was helped by Tatiana Smith and she…

I was helped by Tatiana Smith and she was helpful, super nice and actually was the only who could successfully help me after being switched around several times. She was a pleasure and made me feel good about my decision to go with fetch.
5

out of 5

POSTED: | BY: Greg

Quick and painless claim reimbursement

Quick and painless claim reimbursement. Good coverage.
1

out of 5

POSTED: | BY: Deborah

Fetch refuses to pay medical claim

My cat Charlie had tooth resorption. Our vet recommended a board certified dental specialist. Fetch rejected our claim for this specialist claiming that Charlie had periodontal disease before we took out the policy. They claim he had periodontal disease because Charlie's 1st vet check up at age 1 shortly after adopting him notes "mild calc" under tooth examination notes. Our vet says Charlie did not have periodontal disease at that time. We were not told Charlie had dental problems until 2 years later. I believe the reason Fetch denied the claim is because we have another cat named Max who also had tooth resorption. Fetch paid for Max's specialist visit and treatment a year ago even though Max's vet records ALWAYS noted dental issues and Max had several teeth removed 2 years before Max's Tooth Resorption diagnosis. It does not make senese that they paid for Max's treatment but refuse to pay for Charlie's. This seems to indicate that once you get a claim paid by Fetch you are flagged and they don't want to pay anything more. Charlie's claim (Our 1st claim for Charlie in 2 years of having the policy) should have been paid. I spoke to a very cold and unpleasant Fetch supervisor named Don about the claim denial. He did not listen to anything I said and kept repeating that the claim was denied because Charlie had periodontal disease before coverage. All Fetch cares about is profits and how they can get out of paying a claim.
5

out of 5

POSTED: | BY: Jerri Owens

Loving & Protecting your non human family

Very easy to upload documents and received help when needed. Everyone I spoke with was great at customer service. I love Fetch. This insurance is priceless when you love your animal family member. Because we had it we were able to get our precious Milo the help he needed. I highly recommend it. Everyone talked to helped me and I really appreciate them.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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