Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,681

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,681

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Margaret Coats

Excellent customer service

I have had Fetch pet insurance for almost 4 years. My Golden retriever has severe allergies and Fetch has helped me with the costly medications to keep my pet from chewing and licking herself raw. They handle all my claims in a timely manner and give excellent customer service when I need them. I highly recommend this pet plan company.
5

out of 5

POSTED: | BY: Henry Jr Calderon

After some initial hiccups with them

After some initial hiccups with them, it has gone smoothly and pay is fast once the claims have been reviewed. Thank thank you.
2

out of 5

POSTED: | BY: Jonathan

Company has gone downhill

I’ve been with Fetch -Petplan for over a decade but for some reason just recently they changed the way they handle claims. My dog has been very sick and I’ve had to take her to the vet a couple times a week. Fetch has a convoluted way of handling claims. One of my claims was broken down into 5 separate claims and when I did the math to see how much I should be reimbursed it was way off from what I was actually paid. I spoke to a supervisor and they also noticed mistakes so they sent it back to claims. I had to wait 4 weeks for it to be reimbursed and it still seems wrong. I called customer support and they also said it’s not clearly explained how they came up with a random number to reimburse me so she downloaded documentation on her end and emailed it to me. Now I have to download and print out all of the documentation that is not listed in my account online and try to figure out how much I should be reimbursed. It’s been a total nightmare and not what I really wanted to have been dealing with while caring for a sick elderly dog in the middle of a pandemic.
5

out of 5

POSTED: | BY: Penny Larson

Fetch has literally been a lifesaver!

If I didn’t have Fetch insurance I would not be able to care for my three senior cats as well as I am able. One has a heart murmur and sees a cardiologist every 3 to 6 months. One has two vertebrae that are pinching a nerve that caused lameness until we got him in acupuncture. All three are on various meds and now all three are getting acupuncture. Fetch has made it possible to keep all three of my kids at the best they can be for their age. Zander and Oliver are ragdolls, brothers and 19. Cleo is a tuxedo kitty we found 17 years ago. Other than the deductible there has been nothing that Fetch has not covered. The claims process is so easy. I recommend Fetch to anyone with a pet. It has literally been a lifesaver.
5

out of 5

POSTED: | BY: Joyce Dunn

So far everything has gone well

So far everything has gone well. No problems or red flags..

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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