Fetch offers the most comprehensive pet insurance
Get paid back up to 90% on unexpected vet bills
Save $25 or more with quarterly or annual payments
$1000 in online vet visits included at no extra cost
Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
Exam fees are included which saves you $50-$250 per sick visit
Optional coverage for routine and preventive care.
Fetch covers hereditary conditions at no extra cost
Fetch covers injury and disease in every adult tooth – not just the canines
Use any licensed vet in the U.S. or Canada
Fetch covers what other providers charge extra for or don’t cover at all
I used to think they were great, then our girls when got older and had challenges. That is when you need them the most, our latest quarterly invoice was $2,000. plus to make matters worse they do not process claims without a challenge. I do not know who we may use in the future for other family members, based on my experience I can not recommend this company.
Had a large, very unexpected bill from our clinic due to our 6 month old pup getting into some pinecone material. Was chocking and coughing. Needed X-rays and throat meds. After our deductible, fetch put rest back into our account within two weeks. We were happy to be reimbursed.
My cat went to the ER on Christmas night and again on new years day for a urinary issue. Following up was a trip to the vet and then a week later medicine prescribed. Fetch handled all the claims in an efficient manner and paid quickly.
I am so glad I got this insurance!
Fetch blames our cat's cancer & anemia...on IBD. NOPE!
I am in the middle of re-processing my claims with Fetch, for 2 veterinary visits for our senior adopted cat.
After 2 vet visits we did not file claims for, that first vet wanted us to go elsewhere to explore why our cat was anemic. This anemia was NOT diagnosed until after our 2-week initial period with Fetch.
The ultrasound they did to look for an ulcer, found lympoma instead. This CANCER was also NOT previously diagnosed.
In the week or so where we were trying to figure out whether it would be better or worse to put our 16 year old cat through surgery to formally diagnose cancer...he stopped eating, and we brought him in for IV fluids and pain medicine, but he still wouldn't eat, and kept declining, so we had to make the awful decision to let him go.
Guess what Fetch did for us?
First, they demanded medical records dating back 2 YEARS, when they knew (via claim form submittals, phone calls, and email) that we only adopted him a few months prior.
Then, they have the gall to blame his needing ultrasounds AND 24/7 IV and pain meds, and then euthanasia...on IBD! No. We would NEVER put a cat to sleep because of the IBD we knew he had. We put him to sleep because he wasn't eating or drinking and because his labs showed CANCER.
Of course, if they blame his IBD they get to call it "pre-existing condition".
AWFUL AWFUL AWFUL. We will be resubmitting with highlights showing where the vets suspected anemia and cancer. But to be required to show 2 years of background records, and to be told we put our cat to sleep because of IBD (despite SOAP report describing LYMPHOMA) is appalling.
I can't submit new claim forms online because our policy is no longer active, as of the date we had to let our cat go.
I tried to add 4 images of the veterinary referrals that describe [previously undiagnosed] anemia, lymphoma, difficulty breathing, and inability to walk. It looks like I'm only allowed to show 1 photo, and cannot choose a different photo once I've uploaded one.
Janelle made the process very easy and explained all my options. I felt no pressure to purchase a policy and was given all the information I needed to make a decision. Gatsby now has an insurance plan from Fetch Pet.
Plans average $35/month for dogs and $25 /month for cats
Coverage
You choose a reimbursement level of 70%, 80% or 90% after your deductible.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$250, $300 and $500
Age Limits
Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.
Some providers limit coverage for older pets to accident-only.
Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.
Waiting Period
Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.
Exclusions
Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.
It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
