Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,681

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,681

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
4

out of 5

POSTED: | BY: Judy P.

Using the App to Submit Claims

When I put in my invoices, I had a refill on one script. However, the medical records are on file with you. Tried to decide how to address the app's request for a medical record copy when you already had it on file repeatedly. Finally, I just copied the invoice once again as I didn't ask the vet for another copy of the records which you already had on file.
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1

out of 5

POSTED: | BY: Al

This company is a big fn scam

This company is a big fn scam. I've been a customer for about 7yrs. A few yrs ago I put in claim that denied cause it didn't meet my $450 deductible. Put I recently put in a claim for $1100. They paid me a whopping $27 out of the $1100. They are a fn scam. They had no problem taking my money for 7yrs, but when it's time for them to pay, good look. So if anyone is even considering using this company. Run while you can and save your money from these scam artist
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1

out of 5

POSTED: | BY: Shaw Bronner

You start with a new pet and a new…

You start with a new pet and a new insurance company and they don't explain how & when to get reimbursed. So then they deny your claims. What is the point of insurance then? They've denied everything. DO NOT choose this company! To be specific: Buried on page 11 of their insurance policy, they tell you claims must be submitted within 90 days. This needs to be put up front. Needless to say, I missed it. I had human family illness and insurance that was more pressing in the middle of a pandemic. REALLY!!!
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5

out of 5

POSTED: | BY: Da

Amazingly easy process

Amazingly easy process. Excellent customer service from Justin W. He explained the policy in very direct, fair representation.
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5

out of 5

POSTED: | BY: Ashley Metz

Fetch has been a saving grace

Fetch has been a saving grace. It's so easy and very quick with getting you your money back. I am SOOOO thankful I joined the Fetch Family!
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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