Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 26,376

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Julie

I called to get a little clarification…

I called to get a little clarification on what is/isn't covered, particularly for the wellness portion, and the rep. I spoke to was very pleasant and helpful. The discounts for multiple pets, annual payment, and AARP members really help.
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1

out of 5

POSTED: | BY: K !

Misleading

Misleading. Made to sound like it covers way more than it actually does. They trick you into a wellness plan to cover routine check ups and visits,but only cover a very small amount of these visits,but write it so it reads like it covers ALL of it. Wellness plan boasts that it covers spaying and neutering, but than only reimburses you for $100. UNACCEPTABLE! It does help you save some money on some things,but the dishonesty is advertising and the premium plus the wellness plan and the coverage just don't add up. Pet insurance is just another scam to get more money. Fetch will not be getting anymore of mine. After the spaying scam,I immediately canceled my policy. My Grandparents never had dog insurance, my parents never had dog insurance, and I'm almost 60 and I've never had dog insurance. None of us ever lost a dog because we didn't have Insurance. Keep your pet insurance, Fetch
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1

out of 5

POSTED: | BY: DEC

Do not spend money with this Pet Fetch…

Do not spend money with this Pet Fetch insurance. After close to 5 years of paying premiums which went up every year even though I file zero claims. I submit a claim for dental work. Thet request vet record back to 2020 which I submit with the 2020 vet record indicating there were dental issue. In May 0f 2024 the denied a dental claim due to pre-existing condition. Attempts to call and discuss claim with customer service. All you get is recorded message that send a text and hangs-up.
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5

out of 5

POSTED: | BY: Stacey Glemser

So far so good

So far so good, we shall see what they cover in the future.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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