Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,669

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,669

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
3

out of 5

POSTED: | BY: Ryan Cole

Good until it wasn't

Update: Fetch reached out to me and we got things resolved. I still think the huge increase is crazy but at least we got the new pricing figured out. I'm still a customer. I have had insurance through Fetch for 6 or 7 years. I got it for my puppy back when it was Petplan. They have always been good and easy to work with. Customer service was always helpful. The price goes up each year which I expect. However, this year when it renewed, the price rose by 41%!! I called to ask why and they said it was based on my dog's age and breed. We haven't had any major issues and just one small claim. The rep suggested that I downgrade the coverage to save money. He emailed me several quotes. I chose one and thought that was the end of it. When I went online to verify they payment, it was 15% more than what he quoted me. I called back in and they essentially told me that he made a mistake and that they wouldn't honor the quote. I don't appreciate the way they handled things and now it's not worth the money. So, after all these years, I cancelled and will look for another company. I don't know what has changed with them. It's unfortunate though.
5

out of 5

POSTED: | BY: Bruce G.

Excellent pet insurance!

We've been with Fetch (formerly Petplan) for four years now and have been very pleased with our choice to insure with this company. Our dog, Cassius, has had injury/surgery/rehab (ruptured ACL) and an ongoing medical condition and in each case, Fetch has fulfilled its obligation with excellent customer service and timely payment.
5

out of 5

POSTED: | BY: Jacqueline W.

Emergency Vet Visit

My dog had to go to the emergency vet due to several days of GI issues (all over the house). During a scary and stressful time it is comforting to know that no matter what happens I know the bill will be at least partially covered by pet insurance. I filed the claim and received payment within a few days via direct deposit. (Dog is recovered too :D.) I only wish I had selected a lower deductible and higher percentage of coverage when I first enrolled because once you file any claims you cannot change it. But, when they are puppies you dont think youll ever need to use the insurance. As she gets older I have had to use it several times and am so glad to have it! Recommend to everyone getting a new pet.
5

out of 5

POSTED: | BY: Jacqueline Warren

Emergency Vet Visit

My dog had to go to the emergency vet due to several days of GI issues (all over the house). During a scary and stressful time it is comforting to know that no matter what happens I know the bill will be at least partially covered by pet insurance. I filed the claim and received payment within a few days via direct deposit. (Dog is recovered too :D.) I only wish I had selected a lower deductible and higher percentage of coverage when I first enrolled because once you file any claims you cannot change it. But, when they are puppies you don’t think you’ll ever need to use the insurance. As she gets older I have had to use it several times and am so glad to have it! Recommend to everyone getting a new pet.
5

out of 5

POSTED: | BY: Cara

I called to update our address

I called to update our address. The young lady who answered was very knowledgeable, efficient and helpful. It was a good experience.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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