Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 26,418

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Britanny

Beware if your pet has had anything before you buy the policy.

On their site, Fetch says it will cover curable “pre-existing” conditions after one year. What that actually means is they will cover an illness that doesn’t recur one year from the start of your policy. If it does recur within that year they add an additional year before they cover it. So it isn’t actually one year, it is two. My dog got her second respiratory infection ten months into the policy (18 months after she had been cured). They denied everything. So buyer beware of your dog has anything a year before you buy the policy- even an infectious disease. The only good thing about the policy, the person I talked to when I canceled was really nice.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Britanny

Beware if your pet has had anything before you buy the policy.

On their site, Fetch says it will cover curable “pre-existing” conditions after one year. What that actually means is they will cover an illness that doesn’t recur one year from the start of your policy. If it does recur within that year they add an additional year before they cover it. So it isn’t actually one year, it is two. My dog got her second respiratory infection ten months into the policy (18 months after she had been cured). They denied everything. So buyer beware of your dog has anything a year before you buy the policy- even an infectious disease. The only good thing about the policy, the person I talked to when I canceled was really nice.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Britanny

Beware if your pet has had anything before you buy the policy.

On their site, Fetch says it will cover curable “pre-existing” conditions after one year. What that actually means is they will cover an illness that doesn’t recur one year from the start of your policy. If it does recur within that year they add an additional year before they cover it. So it isn’t actually one year, it is two. My dog got her second respiratory infection ten months into the policy (18 months after she had been cured). They denied everything. So buyer beware of your dog has anything a year before you buy the policy- even an infectious disease. The only good thing about the policy, the person I talked to when I canceled was really nice.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Britanny

Beware if your pet has had anything before you buy the policy.

On their site, Fetch says it will cover curable “pre-existing” conditions after one year. What that actually means is they will cover an illness that doesn’t recur one year from the start of your policy. If it does recur within that year they add an additional year before they cover it. So it isn’t actually one year, it is two. My dog got her second respiratory infection ten months into the policy (18 months after she had been cured). They denied everything. So buyer beware of your dog has anything a year before you buy the policy- even an infectious disease. The only good thing about the policy, the person I talked to when I canceled was really nice.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Britanny

Beware if your pet has had anything before you buy the policy.

On their site, Fetch says it will cover curable “pre-existing” conditions after one year. What that actually means is they will cover an illness that doesn’t recur one year from the start of your policy. If it does recur within that year they add an additional year before they cover it. So it isn’t actually one year, it is two. My dog got her second respiratory infection ten months into the policy (18 months after she had been cured). They denied everything. So buyer beware of your dog has anything a year before you buy the policy- even an infectious disease. The only good thing about the policy, the person I talked to when I canceled was really nice.
Read more on Trustpilot
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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