Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 23,294

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
2

out of 5

POSTED: | BY: MC

I’m a bit disappointed how…

I’m a bit disappointed how communication dropped on my dog’s claims where they were submitted for a sudden illness and were in communication at its processing and then asked for more medical records and since there has been no more communication or updating. I reached out and was told via chat they couldn’t give me an answer. Disappointed and will wait on the outcome before possibly switching insurance.
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5

out of 5

POSTED: | BY: Helen Carras

Coco Chanel and I love Fetch

Coco Chanel and I love Fetch. Signing up was easy. The site is very informative about what they cover and don't cover. They make it so easy to file a claim and reimburse you in record time. It's worth every penny. Now If I could only train Coco...
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5

out of 5

POSTED: | BY: Lori DeFranco

Fetch made the experience easier …

Fetch made it so easy to get reimbursed for my pets medical expenses. I got a pre-authorization and once the procedure happened, I submitted the claim. I was approved and paid very quickly.
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5

out of 5

POSTED: | BY: Laura Del Guercio

Easy process

We filed a claim for our pup, Murphy, and the whole process was so easy! Received our funds quickly. Very grateful!
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1

out of 5

POSTED: | BY: Michelle Volpe

Worst payout

Worst payout. Takes forever to get a payout. Policy has the worst payout I've ever dealt with. I was told I met my deductible so I do not see an 80% payout and the amount of paperwork you requested from the veterinarian was ridiculous. I submitted the invoices and you still wanted handwritten details of the visit and all it was was a wellness exam.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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