Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 23,294

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Tonia Allen

Making a claim and the speed of…

Making a claim and the speed of receiving reimbursement is easy and quick. Whenever I have to speak to a customer service person, they are always very professional and pleasant. In the 5+ years of having Pet Plan now Fetch I have been completely satisfied as a client.
1

out of 5

POSTED: | BY: Kate Saba

TERRIBLE SCAM - DOES NOT COVER ANYTHING!!!!!!!!!

TERRIBLE SCAM! OVERPRICED and USELESS! DO NOT waste your money and time please! JUST DONT! They do not cover anything! Not only they do not return calls forever, but their management is useless and Rude!!! I had to “fetch” so they can review my claims. Until it was too late, and they conveniently told me the claim review period was over. And, even then I was told the plan wouldn’t cover it. So what does it cover???? Managment of the company is ignorant to the clients. They will not help you. Even customer care person was MORE understanding than the manager. He clearly said “No” to any of my questions. For questions why their company did not return the calls he lied to me that they did and I did not pick up the phone - so why didn’t you leave a voicemail??? Isn’t it a sensible thing to do to leave a voice message with the contact so your client can call you back?! So it’s a total lie. He did not call me. He even tried to accuse me in lying when I said that I called them multiple times to find out what’s going on with my claims. He told me how they do not accept it over the phone - so he has no clue about their automated system. He was HIGHLY incompetent and rude! If you love your pet DO NOT buy this so called insurance. You’re better off without it. Trust me. Waste of time. Waste of money. Waste of breath!!!!!!
3

out of 5

POSTED: | BY: Robert B.

Your representatives

Your representative, Joshua Sabado, did an excellent job of taking me through the steps to review and order your Pet Insurance. But those that followed in trying to help me sign in and use your service were not effective in resolving the problems and instead, kept sending me emails saying they understood my concerns - but did'nt do anything until I threatened to cancel the policy and go elsewhere.
4

out of 5

POSTED: | BY: Karene Meyer

First time having pet insurance and didn't compare

I having pet insurance is new for me. You do get responses but not via a phone call. I feel strongly that you should be able to talk to someone about questions. It's good customer service. There was some confusion over how my bills were being handled. In the end it worked out well. It was a lot of work on my end. More time is needed to tell if it will be a good fit for me. I recently had to put my 15 yr old dog down and she did have some health issues..I visited a rescue and after meeting a puppy of 3 months I decided to Adopt. Amanda M. spoke about the insurance, had a pamphlet, mentioned their would be a discount given if I purchased it as well as a portion that went to the facility. I didn't sign up right there. I had 24 hours to decide. I could add to a wellness package, change my deductible, etc. Puppies need several wellness visits and many vaccines. So that part isn't great. Example two Lyme boosters, two DHPP, two DHLPP, two Lyme, two Canine influenza and so on. Your payout is very limited that first year if you have a puppy The illness/ Injury package doesn't go into effect right away. You have to meet your deductible first. You can cancel at anytime. What I hope is that I at least get my monthly payout back by turning in receipts. All of these visits are expensive and in top your paying for insurance as well. The cap on wellness is $500 a year. It's great if you take your dog once for a wellness with vaccinations, Heart guard/ flea and tick, urine, heartworm test etc. I'll give it 4 stars but time is needed to tell.
5

out of 5

POSTED: | BY: Alberto Cuadrado

Outstanding Customer Service

Josh was very patient and helpful with all my questions regarding the policy and options available. Very Professional and very attentive. I would recommend Josh as a representative of Fetch to anyone looking for outstanding customer service

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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