Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 23,552

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Jen K.

The process for submitting a claim was…

The process for submitting a claim was easy. I'd paid for insurance for my English Bulldog for a number of years but never encountered a time when I needed to use it. Until one weekend, I woke up to a very sick pup. One trip to the weekend emergency vet and another trip to our regular vet + an x-ray + an ultrasound + surgery + and overnight stays = thousands out of pocket. It was a scary and stressful situation and I was grateful that in the midst of it, Fetch's website portal and claim request system was easy to navigate and use. Medical records and receipts were easy to upload and Fetch kept me up-to-date with the status of my claims. Reimbursements were deposited straight into my bank account within a week of the claim approvals.
5

out of 5

POSTED: | BY: Becca

My Sweet Angel

The layout of your filling out of paperwork was well laid out and easy to use. I believe you achieved what most other companies don't do: have someone who doesn't know the program go through and fill out the paperwork for your services. I was able to fill out all the paperwork with most of my questions answered without getting frustrated. That's a great start with your company in my book.
5

out of 5

POSTED: | BY: Raquel M. Gerardo

Great Pet Insurance

AmandaM - was AWESOME. She was knowlegable, understanding and relativable. It was like talking to a friend! If you need pet insurance, I say go with this company. So many benefits, flexibility and mostly awesome customer service. Not my first pet insurance company, but very happy to have found them. I had to make some changes to my policy and it was very easy to do.
5

out of 5

POSTED: | BY: Mona Ueda

Filing a claim is very simple

Filing a claim is very simple. Review of the claim is quick and payment received effortlessly.
1

out of 5

POSTED: | BY: Lior Bugatus

This "insurance" will rob you after your pet gets sick

Absolutely terrible company, extremely underhanded and unethical. THEY WILL JACK YOUR PRICES INSANE AMOUNTS, 300-400%. I belive they're targeting people who have pets with pre-existing conditions, so they are forced to move. It certainly is my case. I would recommend staying away from fetch, these guys are absolute crooks. EDIT: To clarify, by "offering my alternatives", what fetch is basically saying is they are happy to offer me a stripped down policy after years of paying for decent coverage. Because insurance means: pay now so you can pay more later. Absolute joke.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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