Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 23,552

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Linda Adams

Fetch are fat rich cats with rate increases of 40 - 50 % yearly.

I've had fetch for 3 pets since 2020. Increase rates for 2 yr old healthy pet no claims rate increased 45% past 2 yrs. 13 yr old healthy pet no claims rate increased 20% 3 yrs but this yr increased 55%. 17 yr old pet has had claims several claims - rate started high as expected for older dog with multiple problems however the rate increase is minimal - in fact it has gone down less than what it started 4 yrs ago. I assume they figured he's gonna die soon since he's old and sick. So why the big increase for the other 2 pet. especially the 3 yr old healthy dog with no claims? Another big problem is incomplete policy documents. I'm completely missing 1 year. For the money they are getting they should be doing better job. Unless your dog has surgery these policies will never pay for themselves. If your dog dies healthy and old they make out like bandits. I received the standard replay from a robot that didn't read my complaint. Sorry response and shows total lack of customer service or concern.
5

out of 5

POSTED: | BY: anne fry

The representative listened carefully…

The representative listened carefully and addressed my concerns immediately
5

out of 5

POSTED: | BY: Erin Herweh

Easy to sign up

Easy to sign up, very easy to submit claims. Quick pay out, covers so much in the wellness part of the policy. Great value!
5

out of 5

POSTED: | BY: Kay Pacheco

Disappointed no more

Purchased policy early March after much thought and consideration of several competitors. I discovered today from AARP information that I received in the mail that Fetch offers AARP discount which was not told to me when I signed up. I have been a member of AARP for years. I called today and was told by Fetch that I couldn't use the discount until renewal next March since it had been greater than 30 days since I signed up. Pretty disappointing and sad I'd say to deny a senior the benefit of this discount moving forward (I pay quarterly) Updated review...Tina just called me and all is well. She was nice enough to approve AARP for Dude. She couldn't have been nicer.
5

out of 5

POSTED: | BY: Jamie Davis

The service was exceptional with my call.

The care and follow thru that I received with my customer service representative was as if she was there just for me. She made sure everything was noted, did above and beyond of getting the information needed for my claim. Thank you Samantha!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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