Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 23,032

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Simran Sidhu

The company is greedy

The company is greedy. I had a great experience with reimbursement however, over the last 4 years they continue to increase the monthly payment. I am now paying 90CAD as opposed to the 33CAD I started with in 2021. It jumped about 20CAD in 2022 then 15CAD in 2023 and now 30CAD in 2024. None of my friends/family have had this with their insurance so I would advise you to pick another provider. I unfortunately can’t switch as my dog would not have coverage for pre-existing conditions otherwise I would have a long time ago.
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5

out of 5

POSTED: | BY: Stacie McClure

My dog recently had gallbladder issues…

My dog recently had gallbladder issues and Fetch was easy to work with. You always wonder if they will really cover stuff when things arise and they were great. Had their policy since a puppy and now that my dogs are seniors it is getting used more. Good to know that Fetch is good when you actually need it!
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5

out of 5

POSTED: | BY: dulce

I’ve been with Fetch for around 3 years…

I’ve been with Fetch for around 3 years and so far I can say they have been pretty good. I have not had any problems and all of my claims have been approved in a timely manner.
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4

out of 5

POSTED: | BY: Nick O'Dell

First-rate customer service and great…

First-rate customer service and great coverage for my little kitty Macavity, including nearly $3,000 coverage for radioactive iodine treatment. P.S. I don’t need to be told to be honest.
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4

out of 5

POSTED: | BY: Leah Henke

Very easy to file claims

I’ve never had trouble getting reimbursed, no big insurance fights. Filing a claim is very easy to do. The claim process does take quite a while, though- usually longer than their “2 week” timeline. My insurance rates didn’t go up significantly from the first to the second year, however, did go up about $12 from the first year to second.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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