Fetch offers the most comprehensive pet insurance
Get paid back up to 90% on unexpected vet bills
Save $25 or more with quarterly or annual payments
$1000 in online vet visits included at no extra cost
Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
Exam fees are included which saves you $50-$250 per sick visit
Optional coverage for routine and preventive care.
Fetch covers hereditary conditions at no extra cost
Fetch covers injury and disease in every adult tooth – not just the canines
Use any licensed vet in the U.S. or Canada
Fetch covers what other providers charge extra for or don’t cover at all
As a long-time customer, I have been a loyal advocate for Fetch since my dog was just a few months old. I've consistently paid premiums for his coverage, trusting Fetch to be there when he needed medical care and paying the gradually increasing rate willingly. Unfortunately, the recent underwriter change has resulted in a three-fold increase in his premium over one year, due to his age and chronic condition, making the insurance cost prohibitive for me to use to help in his older years and the imminent health concerns that come with aging.
This change feels particularly unfair given my loyalty and the positive experiences I've had with Fetch previously. I've historically recommended their company to numerous friends and family members and even opted to enroll my second, perfectly healthy dog, with Fetch despite lower introductory rates offered by other companies.
However, this recent premium hike at a time when insurance is needed most, makes me question the long-term value of Fetch's policies and integrity as a company. I understand that every company needs to make a profit but I find this predatory. It seems that when a pet truly needs coverage, the costs become prohibitive, which I feel all dog owners should be aware of before considering enrolling with this company.
In response to Fetch's reply- A percentage increase is reasonable and expected; however, triple the cost from year to year, is not. Especially in a dogs older years, when owners are more limited on options. It’s predatory. Future purchasers should be aware and consider other companies strongly.
Being a customer for years submitting all the needed paperwork for my claim is very easy. Once that is complete the claim process is very quick and payment is made very fast.
I spoke with Laura Dinh today, 5/13/24. She was so
pleasant and nice and explained everything to me so that I could understand it. She is definitely a good spokesperson for your company.
Plans average $35/month for dogs and $25 /month for cats
Coverage
You choose a reimbursement level of 70%, 80% or 90% after your deductible.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$250, $300 and $500
Age Limits
Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.
Some providers limit coverage for older pets to accident-only.
Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.
Waiting Period
Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.
Exclusions
Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.
It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo