Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 22,769

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Charles C

Probably the biggest rip off pet…

Probably the biggest rip off pet insurance provider in the world. They make you jump through hoops every claim, then on an $800 plus claim with a $300 deductible pay $70 total claiming they apply a $300 deductible not per year but to each thing your pet was checked for. Previous claim of $600 they paid $50. A complete waste of your money look elsewhere.
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5

out of 5

POSTED: | BY: Anca Toma

The app was very easy to use and also…

The app was very easy to use and also very straight forward. Upon submitting the receipts, we immediately received updates regarding the status of the case and payment was done in a timely manner. We definitely recommend Fetch Pet insurance for a peace of mind and a great service.
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3

out of 5

POSTED: | BY: Alpharetta customer

Not Great Service or Experience. …

I have both wellness and the regular insurance. The two wellness claims i’ve had were both wrong (claims were wrongly denied- overlooked covered charges) and took an excessive amount of time with lack of communication from Fetch. All requested info from the vet was provided and the Fetch rep still said they needed more info- there was no more info to share as our puppy only had 2 visits to the vet! I’m seriously reconsidering continuing both the wellness and regular policies.
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5

out of 5

POSTED: | BY: Debra Patrick

What would we do without Fetch

What would we do without Fetch? Our Lab, Boomer has had a rough 3 months. It was a comfort to us to know we could get him the treatment he needed with Fetch behind us. Highly recommend Fetch for your pet insurance provider.
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1

out of 5

POSTED: | BY: Simran Sidhu

The company is greedy

The company is greedy. I had a great experience with reimbursement however, over the last 4 years they continue to increase the monthly payment. I am now paying 90CAD as opposed to the 33CAD I started with in 2021. It jumped about 20CAD in 2022 then 15CAD in 2023 and now 30CAD in 2024. None of my friends/family have had this with their insurance so I would advise you to pick another provider. I unfortunately can’t switch as my dog would not have coverage for pre-existing conditions otherwise I would have a long time ago.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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