Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 23,032

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
2

out of 5

POSTED: | BY: J dart

Signed up in May 2024

Signed up in May 2024. I had read there was a discount for veterans, but no option was given for one. Tried asking about that with no response. Still, price was okay so I kept policy. I uploaded all med records for my kitten so that they would be on file if needed, per suggestion on website. My kitten got sick in July and I submitted a claim for him. About a week and a half later, was told to submit all med records for prior to illness. ALREADY DID THAT IN MAY! Now indicates I will have to wait about 15 more days. If med records were missing they lost them. I submitted within a few days of signing up for insurance. All signs, so far, point to I should cut my losses and run.
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1

out of 5

POSTED: | BY: Stephanie Stabile

Very expensive

Very expensive, no one picks up the phone. But Fetch has no problems with increasing each year! It's like I get slapped on the hand if I use the insurance. Policy raises up each year like $30-$40/per month. This recent past year, it went up $90/per month. I sent a letter and received no response. I feel like I will be forced to end the policy. I thought I was 'grandfathered' into a policy? What I paid from the beginning until now, is ridiculous! Noone will reach out to me in regard to this feedback just like I have not received a response from the 2 letters I sent and the multiple calls I made.
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5

out of 5

POSTED: | BY: Frederica

I just joined Fetch from another…

I just joined Fetch from another company and I am impressed with the speed of the process of my puppy's claim. Thank you.
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4

out of 5

POSTED: | BY: Lauren Messinger

Fetch pet Insurance is the way to go.

It’s comforting to know I don’t have to always pay a full veterinary bill since I am covered by Fetch. Their app is very easy to navigate and they make it easy to submit a claim. It does take a while for your claim to be settled. I love the direct deposit option.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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