Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 23,032

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
4

out of 5

POSTED: | BY: Deborah

Website is a bit hard to manage but I…

Website is a bit hard to manage but I feel I finally got a fair amount back after meeting my deductible 🥹
1

out of 5

POSTED: | BY: Melissa Call

Do NOT get this insurance if you care…

Do NOT get this insurance if you care about your money and/or your pet. Even my vet is appalled at their unsound and unethical practices. They asked me who my pet insurance company was so they could steer other clients away from them. I purchased this a little over a year ago for my husky. Not only did they double his annual cost (I paid $379 the first year and it rose to $734 the next year), but we moved one mile out of a downtown city to a suburb, where theoretically the cost should have gone down, if changing at all. I understand as your pet ages the cost will increase, but this is outrageous. On top of this, they are snakes and find a loop hole to generalize every condition your pet has ever had and find a way to tie it back to “pre existing conditions”. I can provide many examples of this, including how my dog got a yeast infection from swimming in a lake, and they denied it saying it was “unspecified allergies”. They also love the term IBD and generalize and deny any GI upset, even if it’s from eating something bad. No only have I wasted thousands of dollars on this insurance, I’ve lost out on thousands of dollars in claims because they deny everything in sight. You also can’t live chat or get in touch with anyone at the company. It’s all bots - not even an option for a live agent. They purposefully make it a nightmare. Don’t even think of trying to dispute a claim. Please, take my advice and save yourself thousands of dollars. I am sick to my stomach at the events that have unfolded from dealing with this company. Do NOT do business with this unethical company.
5

out of 5

POSTED: | BY: Rosie’s Mom

Good Decision

Fetch covered expensive surgery when my 4 mo old puppy fractured her leg. What a good decision to get Fetch.
5

out of 5

POSTED: | BY: Stephanie Lubing

Great customer service!

I called customer service before signing up with Fetch. Amanda Mello was so wonderful in explaining all the benefits. She was quick to respond in email when I needed a little more follow up. I look forward to working with Fetch!
5

out of 5

POSTED: | BY: Tom Evans

Amanda Mellow's Enthusiasm

Amanda Mellow's enthusiasm for animals and for your company is very impressive. In fact its presence, in addition to the attractive terms and cost of your product, made enrollment with you a very easy decision. She is quite good.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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