Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 20,143

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Lauren B

This insurance is a scam

My claim was denied because they said my dog had a “preexisting condition” so that tells me they were reading back farther in his medical charts than what was actually done on the day of his visit that I was submitting for. He is a bully breed with skin issues and allergies so you would think that this would be great because it can get so expensive but no. They do not care about your pets truly and if they did they would not deny claims like that when they know those breeds have those issues. Literally the only reason I got the insurance. So this has been a waste of my money paying in and and a waste of time. This insurance is even worse than insurance for humans and you can’t even count on them. They also try to convince you to not cancel when they clearly know the insurance is scamming people.
5

out of 5

POSTED: | BY: Jan J

Fetch Insurance helps me keep my promise to my rescue doggie!

Fetch insurance does exactly what the policy documents say it will do. Some people give low ratings because they do not understand how the deductible works or haven't read the policy documents. It's a bit different than human medical insurance so it's definitely important to read and understand what you are signing up for. That said, it is peace of mind for me. Since I adopted my girl as a rescue, I promised her that I would take care of her for the rest of her life. She is family and she is such a blessing. Fetch Insurance helps me keep my promise!
1

out of 5

POSTED: | BY: Joy Kennedy

Save your money

Save your money and put it into a savings account. The deductibles and denials of coverage are just too high to make the service worth the cost.
5

out of 5

POSTED: | BY: Lady Kilgore

Better and easier than human health insurance

This is so much better and easier than dealing with human health insurance! Turn in the requested paperwork, wait, get some money back. So worth having!
5

out of 5

POSTED: | BY: Diana Davidson

Fetch Pet Insurance = Healthy Pets

I love Fetch Pet Insurance. They are always quick on claim processing and I have never had a claim denied. Thanks to Fetch, I can have my sweet boy treated without worrying about the financial burden. Fetch lets me say yes to treatment options. It’s been a vital part of keeping my boy healthy.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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