Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 19,882

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Toni

Quick and easy process!

My claim was processed fairly quickly with Fetch and the process is easy when you use their mobile app. I highly recommend!
4

out of 5

POSTED: | BY: R. Lloyd

Good But Pricey

To date, it has been a good experience with Fetch. Claims have been processed in a timely manner. I was disappointed that my policy premium increased, yet again, when I relocated from the state of New Jersey to the state of Maryland. The policy premium increases every year and now an additional increase with the move to another state, that I believe should not have taken place, as I relocated to a state that is safer, less busy and less congested.
5

out of 5

POSTED: | BY: Lauriin Ratel

I had the pleasure of speaking with…

I had the pleasure of speaking with Anne W. This morning. She answered all of my questions, contacted my vet and helped submit claims for me. Thank you again for your assistance!
1

out of 5

POSTED: | BY: Ashley Piecul

WORST COMPANY EVER

I originally signed up with PetPlan and they sold to Fetch. I have had problems with this company since the moment they took over. They raised my monthly plan by an additional $20 a month and covered a lot less things. Also, their website is broken so you cant even chat with a person on it you can only click the pre-typed chat prompts, it does not let you type yourself. I have paid $660 in insurance fees thus far this year and over $700 at the vet and yet I have somehow not hit my $500 deductible because they do not cover many of the things my former plan with PetPlan did cover. The customer service people are rude and do not explain anything, they just direct me to their website which is poorly designed and barely works. I immediately cancelled my plan with them after they told me basically "that sucks" when I expressed my frustration with having paid over $1300 and seeing nothing in return. I wish PetPlan never sold to them because they were great, and Fetch is awful. Also, you can only cancel your membership on the phone, and they have no phone number posted on their website. Therefore you have to use the broken chat to try and talk to a person to obtain the phone number to cancel. I had to take screenshots of my text in the notes app and drag them into the chat just to type my own sentences and ask for a phone number.
5

out of 5

POSTED: | BY: Susan Lager

I'm a new customer, so far so good...

I'm a new customer, and just filed my first claims with Fetch. So far, customer service has been very responsive, and once I understood the process, it looks pretty straightforward and simple. We'll see how readily they pay the claims. My only concern so far is that the coverage is quite expensive - more than $700 per year for my 5 year old dog with no pre-existing conditions.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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