Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 19,882

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Bethany Behnke

WORST INSURANCE COMPANY EVER

please please please don't get pet insurance with fetch, they take 2 months to review claims AND you HAVE to take you pet to the vet at least once year for your insurance to be valid. We were paying $200 a month for our insurance (for two big dogs) had 1 vet visit for our puppy and we didn't get anything back because we were $9 under the deductible. The math doesn't add up and they don't want to pay you. We switched to CAA pet insurance, pay cheaper rates, and have got our claim review and payout back in days. Please don't waste your money on fetch! it's super concerning because what if you had a large vet bill and they didn't pay you? but yet you paid into your insurance for years? so frustating!!!
5

out of 5

POSTED: | BY: David Klundt

I was calling to cancel my pet…

I was calling to cancel my pet insurance for my two dogs (Bent'e & Barely A Dog). My Husband recently lost his job and I am on Social Security. My customer service representative just happed to be Denise A. Who not only showed empathy, but was able to get me a reduce monthly payment regarding Barely A Dog, She gave me options and worked with me on both accounts. Her bedside manner, professionalism, knowledge of the company and overall representation was EXCELLENT. When I asked how long she had worked at Fetch, she informed, since Jan 2023. I was impressed. She is a keeper Sincerely Joni Galloway (208)284-7825
1

out of 5

POSTED: | BY: Kimberly Possible

I call this insurance provider "The Gambler"

I'm pretty disappointed in the Fetch business model. I got Pet Insurance for financial security and peace of mind. It has turned out to be very frustrating, as there is A LOT of uncertainty surrounding the coverage and every trip to the vet is a gamble. It will be extremely stressful if I ever have to make a quick decision about whether or not to go through with a procedure that may, or may not save my dog's life, but will ultimately end up resulting in a lot of debt if it turns out not to be covered after waiting for 15 days to get the invoice and HX notes assessed by a Fetch representative. Even a 1-3 day wait time to get a pre-approved authorization by the Fetch team is not going to help very much if my dog needs immediate care. I would like to see an easily accessible, more user-friendly, less convoluted and continuously updated list of what will not be covered by one's Fetch insurance plan.
5

out of 5

POSTED: | BY: Sharon Krier

I have used this insurance for years…

I have used this insurance for years and it has been a big help since Jake my dog has gotten sick with Cushings disease. I can even get help with medication.
5

out of 5

POSTED: | BY: Scott Baker

Kayla IS TRULY AMAZING!

Kayla IS TRULY AMAZING!! She is very customer service & resolution oriented, extremely helpful, very caring, super engaging and just all around "GREAT"!!! She went out of her way to resolve an issue for me that prevented me from accessing the Fetch website thru my pc. Not having access to my pet insurance website was obviously really problematic. I was told that it could take up to 48 hrs for a resolution but Kayla got back to me in 90 mins with a list of potential solutions we needed to try in order to correct the issue. The second recommended solution WORKED and I am back up and running and able to see my policies and submit my claims!!! Kayla deserves a ton of recognition for being such a great asset to Fetch customers!!!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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