Fetch | Pet Insurance Review

A huge waste of money. Don’t bother. Doesn’t offer preventative, and you pay your full deductible before they pay anything. You pay hundreds of dollars before they even start paying for claims. A HUGE waste

I was initially pleased with the cost of premiums for our new dog that we adopted when he was a year old. Our dog just turned two years old and the yearly premium has jumped $200 (with no claims at the time of renewal notice)! The reviewing of claims is a little slow, but I did receive reimbursement for the appropriate amount for our first claim. I’m going to have to shop around for a new pet insurance provider.

This is my 1st experience using a pet insurance provider. Fetch made things very easy as I've had two claims so far. They were very clear in communicating needed paperwork prior to any claims to make the claim process easier. This company is very responsive, communicated the status of the claim throughout the process and paid promptly.

After the loss of a cat and elderly dog in 18 months and the expensive emergency vet fees we decided to sign our other pets up for an insurance plan. We did a lot of research and settled on Fetch. We currently have 4 cats (including our new kitten) and we just adopted a rescue dog. Our kitten is super active and even after doing everything we could to kitten-proof our house he somehow managed to break his hip - we aren’t sure how but think he climbed up the outside of the stairs and fell from 12 feet up when he couldn’t turn around - I caught him doing this the day before but grabbed him before he got too high, and hadn’t yet figure out how to prevent this. I had installed netting along the inside of the stairs in fear of him slipping through the rails but didn’t account for that 2.5” overhang on the outside. So our baby cat had to have very expensive emergency vet care followed by surgery. Fetch was amazing and it only took about 2 weeks for the reimbursement to show up in my account with zero issues. We had used it once previously for one of our cats having nonspecific gastro issues and they were just as responsive then. I can’t believe we went so many years without pet insurance but I would not be without it again. Pay attention to the requirements and ensure you have a yearly visit in your pet’s records, you will need that to make a claim. I find the app easy to use and will recommend Fetch to everyone!

I purchased Fetch insurance for my puppy a few months ago. After four or five days of repeated vomiting, I took him in to see a vet. I submitted all the paperwork and a claim online. I was told that because I did not have two years history on my six month old puppy, they could not process my claim. They do not have a customer service number to call, and their chat feature is merely a bot. There is literally no way to get a hold of them. Do not purchase this insurance.