Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 19,621

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
4

out of 5

POSTED: | BY: Yuko Shimura

Good Experience, Just Needs A Little Improvement

This insurance has pretty good coverage and a wellness plan if you’re interested in that. My dog has been with Fetch for about 3 years now and no major issues with them ever. However, the process has been taking a lot longer lately (although they send emails/texts notifying you that they’re taking a while so at least they’re communicative), their app’s UI can definitely have some improvements (i.e. not being able to find claim info easily, having to dig to find how much deductible is left), and there was one time that they’ve declined a claim and I’ve had to have the vet explain in more detail for them to approve which was a hassle. Customer service has always been friendly however, and I’ve had no issues with them ever.
5

out of 5

POSTED: | BY: Pamela Putnam

Incredible!

I’ve had the most incredible experience with Fetch!! They’ve covered all or our Evie’s TPLO expenses just as I understood the policy would. No goofy loophole language in the wording of the policy for them to hide behind. I’ve shared my experience with many other pet owners. ❤️
5

out of 5

POSTED: | BY: Sara Guillen

Look no further. This is the pet insurance you want

Wonderful customer service that walks you through every step of the way! Offers the ease of picking your own plan and ability to make changes as you need. Claims also pay quickly.
5

out of 5

POSTED: | BY: Pam

Sheepadoodle has seizures

My two-year old sheepadoodle has seizures. I live in north Mississippi and have had him at the emergency room in Memphis three times. They have paid off every time. I’m so fortunate to have pet insurance through Fetch! They even pay for his anti-seizure medication!
3

out of 5

POSTED: | BY: Peter Shaerf

The policies are confusing and…

The policies are confusing and ultimately much is not covered

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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