4
out of 5
POSTED: | BY: Laurie Bergstresser
Love Fetch-Hate Extreme Premium Increases as Pets Age
I have been a client of Fetch (fka Pet Plan) for years and through 6 pets. Fetch has always paid claims with no questions asked or tried to finagle out of veterinary charges or argue a treatment wasn't necessary. The claims process is simple and easy. They have improved how deductibles work from the old days. The only complaint I have is the exorbitant charges they level as your pets age. I understand that this is a business, however, feeling like you are being kicked out of the "program" that you have remained with and that has been with you to care for your pets is not a good feeling. I can't figure out if they exponentially increase the premiums on purpose to encourage clients to drop out of the program because they find them too big a risk or if that is just their premium model but it leaves you feeling like this partner you had is basically price gouging you when you have been loyally paying premiums for years. Again, I understand it is a business and I am grateful to be able to have access to pet insurance but the premiums past age 10 or so insane that it leaves you in a gap where the premiums are so expensive and dropping the coverage would be risky because your pet isn't quite old enough where expensive care or treatment options may still be warranted. It is the only part of Fetch that has had me looking at other providers and, maybe I'll find it is the same or the benefits during the younger years are not as good. I do not yet know.
POSTED: | BY: mary
ditto