Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 19,360

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Stan Church

I find this insurance is a waste of…

I find this insurance is a waste of funds. Simply find a Vet for shots. You will pay out of pocket for all shots without the insurance kicking in. So, no. The insurance is a waste. Yes, I purchased the Wellness and haven't seen any reimbursements. Either it's fraud or demographic discrimination?
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5

out of 5

POSTED: | BY: Robin

We were happy with the amount of…Coverage

We were happy with the amount of coverage we had when we needed to file our claim. But it's hard when you need to wait to get the money back until after it's paid for. I wish it was more like we had an Insurance card for this it would have been easier and less stressful for us
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4

out of 5

POSTED: | BY: Perry Motter

long term member

I have been a subscriber since even before the company converted the name to Fetch. The first couple of Fetch claims took some back and forth communication, but the updated claims procedure has been easy, efficient and positive. Obviously, we are satisfied with coverage and continue to be a loyal customer.
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5

out of 5

POSTED: | BY: runstarrun

I am very pleased with the service I…

I am very pleased with the service I have gotten from FETCH. Any questions I have are answered quickly. They do what they promised.
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3

out of 5

POSTED: | BY: Russ

Lots of documentation but worth it in the end.

There is a lot of required and/or specialized documentation. I guess I get that, but I was asked a couple of times for things that I had already sent itn. One thing I didn't like was that they wanted me to submit all the records our dog ever had, going back to his birth. Once I got all that straightened out, things went very smoothly. My first claim all went to deductible, and the second went mostly to deductible. After that, they paid quickly and seemlessly. My next review will probably be higher since the initial documentation is complete.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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