Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,681

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,681

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Joe Principe

Great pet insurance

Great pet insurance. They handle all claims promptly and keep you informed about what is going on with the claim process along the way. People who handle the telephone calls are always helpful and polite. A very professional company.
5

out of 5

POSTED: | BY: Kathryn Lewis

Knowlegable & helpf

Kelsey was very informative with the information I needed for receiving insurance for my pet today. She was most helpful,very friendly & knowledgeable about all of the information that I needed. Thank you Kelsey!
5

out of 5

VETERINARIAN: Waves Emergency Vet Hospital

POSTED: | BY: Anne Instance

Really Impressed

I got a puppy at three months and immediately put insurance on her. I paid in full and was given a discount for paying annually instead of monthly. I followed their protocols and had a health check at my veterinarian. At four months she caught her leg in a chain link gate and fractured her tibia growth plate. It was serious and the vet bill was approximately $7,500.00. I submitted a claim and just over two weeks I received payment less deductible and 20% of services rendered. Four weeks after her accident, I had to follow up with the emergency veterinarian and have an X-ray done to ensure it was healing properly. I submitted a claim for this and within two days of the submission they had approved the claim and advised they sent payment. All in all very impressed with this Company. I usually don't write reviews, but because this was such a positive experience I wanted to let prospective pet insurance shoppers know this is a Company worth taking a look at.
5

out of 5

POSTED: | BY: kat

Kelsey was super helpful

Kelsey was super helpful
1

out of 5

POSTED: | BY: KYLE THARALDSON

I wish there was a zero star rating

I wish there was a zero star rating. There isn't enough space in this data field to explain the whole experience. Initially there was a lot of conflicting information given about whether or not I needed an initial exam for the dog. They told me alternately to get one and submit it, get one and hang on to it, and not to worry about it. After paying a year's worth of premium, my dog got lyme disease after the worst tick season in MN that anyone I've talked to can remember. Coverage was denied based on lack of proof of preventative measures. It was not made clear to by anyone that I needed to have preventatives in place when I needed to know. It's just a bait-and-switch and a mechanism to avoid covering a treatment. Then when I cancelled my policy, they sent an email saying they'd review the claim in order to retain my business, but when I called all they did was regurgitate the same lines over and over for a half an hour, and refused to make any concessions, so all they did was waste my time. Fetch is a totally disrespectful money-grabbing company that clearly intends to use any means necessary to get your money without holding up their end of the bargain. And gosh, thanks again, Felch, for parroting the same thing YET AGAIN in your reply to this review.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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